Dubai Properties for Sale 

Uinvest Group offers apartments, villas, townhouses, penthouses and commercial units across freehold and leasehold areas in Dubai.

Dubai’s property landscape is diverse:

• Apartments: Studios to four-bedroom units in high-rise towers.

• Villas & Townhouses: From gated communities to waterfront mansions.

• Penthouses: Ultra-luxury sky residences with panoramic views.

• Commercial Units: Retail shops, offices, and hotel apartments.

These options cater to different budgets and lifestyles, from entry-level studios in Dubailand to bespoke villas on Jumeirah Bay Island

Freehold Areas in Dubai and Types of Ownership

Over 50 zones allow full (freehold) ownership by UAE nationals and expatriates under Law No. 7 of 2006.

• Definition: Freehold grants perpetual title to land and property.

• Law: The Freehold Decree (Law No. 7 of 2006) introduced designated freehold zones.

• Sample Freehold Areas:

  • Arjan, Barsha Heights, Bluewaters Island, Business Bay, Downtown Dubai, Dubai Marina, Jumeirah Lake Towers, Dubai Creek Harbour

Types of Ownership:

Each area offers distinct advantages—rental yields, capital appreciation, lifestyle amenities—making them hotspots for both end-users and investors alike.

Process of Buying Properties in Dubai for Foreigners

Choose property → Sign SPA → Pay deposit → Obtain NOC → Pay fees → Register title deed within 60 days.

1. Select Property & Developer: Research freehold projects and verify developer reputation.

2. Sign Sales Purchase Agreement (SPA): Typically requires 10% deposit.

3. Obtain NOC (No Objection Certificate): Issued by developer, usually AED 500–1,000.

4. Pay Dubai Land Department (DLD) Fees: 4% of purchase price + AED 580 admin fee

5. Register Title Deed: Must complete registration within 60 days of SPA signing.

6. Transfer Ownership: Receive registered title deed as proof of ownership.

Foreign buyers can complete the entire process remotely or via Power of Attorney, making Dubai one of the most accessible markets globally.

Property Prices in Dubai: Minimum and Maximum

Entry-level studios start around AED 300,000; luxury villas exceed AED 100 million.

• Minimum:

  • Studios in emerging communities (e.g., International City) from AED 300,000.

  • Investor-visa buy-in minimum AED 750,000

• Average Prices:

  • Apartments: AED 950–3,400 per sq ft

  • Villas: AED 1.2 million–8 million in affordable communities; AED 10–80 million in premium enclaves

• Maximum:

  • The priciest listing sold at $134 million (approx. AED 492 million) on Jumeirah Bay Island

Mortgages in Dubai: What You Need to Know

Expat down-payment 20–30%; average rates 3.9–4.75% fixed, variable from 3.5% (EIBOR+margin).

• Down Payment:

  • Expatriates: 20% for properties ≤ AED 5 million; 30% for > AED 5 million

• Interest Rates:

  • Fixed-rate: 3.99%–5.49% (1–5 years)

  • Variable-rate: from 3.5% (EIBOR + lender margin)

  • Average fixed rates: 3.9%–4.75%

• Tenure & LTV:

  • Loan-to-value up to 80% for UAE nationals, 75% for expatriates, lower for non-residents.

  • Tenures up to 25 years or until borrower reaches age 65–70.

Always compare bank offers—EIBOR-linked versus fixed margins—to secure the most competitive terms.

Property Taxes and Fees in Dubai

No annual property or capital gains tax; one-time fees include 4% DLD registration, 2% agent commission, and 5% VAT on services.

• Dubai Land Department Fee: 4% of the purchase price + AED 580 admin fee

• Agency Commission: Typically 2% of sale price.

• Annual Service Charges: Vary by community (AED 15–40 per sq ft).

• Taxes:

  • No property tax or capital gains tax for private owners.

  • No rental income tax on residential leases.

  • VAT (5%) applies to certain services (e.g., property management)