UH by Ellington JLT, Dubai: Facts, Costs and Handover Status

  • Starting from $440,000
Dubai. UAE
UH by Ellington Dubai real estate UH by Ellington Dubai real estate UH by Ellington Dubai real estate UH by Ellington Dubai real estate UH by Ellington Dubai real estate
  • JLTD1008
  • Property ID
  • Apartment
  • Property Type
  • 401 - 1,823
  • sq. ft
  • 2026
  • Year Built
For Sale
UH by Ellington JLT, Dubai: Facts, Costs and Handover Status
Dubai. UAE
  • Starting from $440,000

Description

UH by Ellington JLT is a residential project of studios and one- to three-bedroom apartments in Jumeirah Lakes Towers (JLT), Dubai, developed by Ellington Properties together with the Dubai Multi Commodities Centre (DMCC). Ellington describes it as a development with a 37-metre lap pool and a fitness studio with a climbing wall. This description was checked on 28 October 2026 against Ellington’s own project, news and construction-update pages, DMCC releases, the Dubai Land Department (DLD) services and sales records republished by property data sites, the Roads and Transport Authority (RTA) station map, OpenStreetMap, Dubai legislation, the Central Bank of the UAE rulebook and the residency services of the DLD, the General Directorate of Residency and Foreigners Affairs in Dubai (GDRFA) and the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP). Prices are quoted in dirhams with US dollars in brackets at the fixed rate of 3.6725 dirhams per dollar.

The sections below set out what the developer states about UH by Ellington JLT, why the project appears in the DLD register as two buildings (UH East and UH West), what DLD inspection data and sales records show about construction progress and recorded prices, how far the towers are from the metro, the tram and the main destinations on a map, what the price field of our listing page says, and how a purchase is registered and financed in Dubai. They include a worked cost example on a stated hypothetical price, the residency thresholds that officials publish by property value, and the checks buyers make on service charges, escrow and title before signing.

UH by Ellington JLT at a glance

The table gathers the facts that can be traced to the developer, to registry-based data or to the fields on our own listing page. Where a figure comes from a site that republishes DLD records, the source column says so.

Item What is stated Source
Developer Ellington Properties, in partnership with DMCC; the DLD register lists the developer as Ellington Properties Development Ellington; DMCC; Propsearch
Names “UH By Ellington” on Ellington’s site; “UH EAST BY ELLINGTON” and “UH WEST BY ELLINGTON” in the DLD project records; announced in February 2023 as Upper House by Ellington Ellington; Propsearch; DMCC
Community Jumeirah Lakes Towers; the DLD area name is Al Thanyah Fifth Ellington; fäm Properties (DLD data)
Home types Studios and one-, two- and three-bedroom apartments Ellington
Number of units 377 units in the DMCC release of 3 February 2023; 754 units in Ellington’s release of 13 June 2023 DMCC; Ellington
Height OpenStreetMap records 26 levels and a height of 78 m for each of the two towers (checked by a mapper on 10 September 2026) OpenStreetMap
Construction progress UH West 71.29% and UH East 46.8% on the DLD inspection of 11 June 2026 fäm Properties (DLD data)
Listing page fields Property ID JLTD1008; apartment; for sale; city Dubai; area Jumeirah Lakes Towers (JLT); year built 2026 Our listing page, 28 October 2026
Listing page price and size “Starting from $440,000”; size 401 to 1,823 sq ft Our listing page, 28 October 2026

Other projects by the same developer are described on the Ellington Properties developer profile. Two other Ellington buildings have their own pages on this site: The Crestmark by Ellington in Business Bay, which is also under construction on DLD inspection data, and Ellington House in Dubai Hills Estate, a building from the same developer that has already been handed over. The wider list of projects in the country is on the UAE country page.

What the developer states about UH by Ellington JLT

Ellington’s project page describes UH by Ellington JLT as a centrally located development with a holistic design philosophy that gives residents access to a wealth of facilities and expansive views of the Jumeirah Islands, the Marina and the JLT skyline. The residential buildings comprise units that range from studios to one-, two- and three-bedroom apartments. The page describes JLT as a community situated across from Dubai Marina, with retail outlets, offices, dining, shopping, recreation and entertainment options and a waterfront promenade. The project page itself gives no unit count, no number of storeys, no price, no payment plan and no completion date, so those items come from the developer’s news releases, from registry-based data and from our own listing page, each identified where it appears below.

Ellington lists the amenities in two places on the project page: a descriptive paragraph and a bulleted list. A news release of 13 June 2023, issued at the groundbreaking, lists a third set in different words. The table keeps the lists apart so that each facility is attributed to the text that names it.

Facility Ellington project page, descriptive text Ellington project page, bulleted list Ellington release, 13 June 2023
Pools 37-metre lap pool; kids’ splash pad Leisure and lap pool 37-metre horizon pool; kids’ splash pad
Fitness and wellbeing Fitness studio with a climbing wall; yoga studio Climbing walls; interactive fitness room; aerial yoga studio Interactive fitness studio; health club with a climbing wall; yoga studio; sky spa
Sports Padel and urban basketball court Padel tennis court; skate park and lounge Padel and basketball courts; skate park
Social and creative spaces Podcast room; clubhouse with a records lounge; space for artists in residence Podcast room; record lounge; artist-in-residence area; gallery wall and clubhouse; cinema room Movie theatre; residential clubhouse; record lounge; podcast room
Outdoor and family Barbecue area Not listed Pet play area; kids’ play area; outdoor barbecue area

The two Ellington lists agree on the 37-metre lap pool, the climbing wall in the fitness facilities, the yoga studio, the padel court, the podcast room, the record lounge, the artist space and the clubhouse. The sky spa, pet play area and kids’ play area appear only in the 2023 release, and the cinema room, aerial yoga studio, gallery wall and interactive fitness room appear in the bulleted list. A brochure list describes the design, not what is open on a given date, so a buyer asks the building’s management entity which facilities operate and under which charge schedule. The facilities are shared parts of a jointly owned property and are maintained from the annual service charge discussed near the end of this description.

Two towers, units and floors of UH by Ellington JLT

The DLD project records republished by fäm Properties and Propsearch list the project as two registered projects: UH West By Ellington with DLD project number 2684 and UH East By Ellington with DLD project number 2685, both in the DLD area Al Thanyah Fifth. Bayut’s building page for the project describes the same pair as UH East and UH West. OpenStreetMap shows two separate building outlines about 120 m apart, named Upper House East and Upper House West, each tagged as an apartment building under construction. Because the two towers are separate registered projects, a buyer checks which tower a unit belongs to before reading inspection percentages or service-charge entries, since each tower has its own record.

The published size figures for the project differ by date and by source, as the next table shows. All values in dirhams are converted to dollars at 3.6725.

Source and date Name used Units Value stated Completion stated
DMCC release, 3 February 2023 Upper House by Ellington 377 AED 1.2 billion ($326.8 million) Beginning of 2026
Ellington release, 13 June 2023 UH by Ellington 754 Construction value AED 715 million ($194.7 million) Early 2026
DLD project value, UH East (via Propsearch) UH East By Ellington Not shown AED 298,000,000 ($81.1 million), a developer estimate made before construction Registered as March 2026
DLD project value, UH West (via Propsearch) UH West By Ellington Not shown AED 293,500,000 ($79.9 million), a developer estimate made before construction Registered as March 2026
OpenStreetMap, checked 10 September 2026 Upper House East; Upper House West Not shown 26 levels and 78 m for each tower Not shown

The two DLD values add up to AED 591,500,000 ($161.1 million). The unit counts in the two releases differ by a factor of two, and 754 is twice 377; the releases do not say whether the later figure counts both towers, so the number of homes in a given tower is read from the registered unit list that the developer’s sales documents attach. Ellington’s release of 13 June 2023 calls the project its first residential development in JLT. The DMCC release of 3 February 2023 names Brewer Smith Brewer Group as the design and executive architect, a firm it describes as having offices in Dubai, London and Riyadh. Propsearch, which cites DLD data, names Aroma International Building Contractors as main contractor and Pinnacle International Piling Foundation as foundation contractor.

Floors, as far as the records show

OpenStreetMap carries 26 levels and a height of 78 m for each tower, entered by a contributor who checked the construction site on 10 September 2026. The DLD sales records quoted later use floor codes, and the highest code in the 13 records reviewed is T27 for a home in each tower, with P3 and T2 to T19 among the others. The OpenStreetMap entry describes the building as it stood under construction, and floor codes in a sales record follow the registered floor plan, so the final storey count is the one in the developer’s approved plans and the title documents.

Construction and handover status of UH by Ellington JLT

A completion date of Q1 2026 is still quoted on property portals. That date comes from the sales stage: the DMCC release of 3 February 2023 said works were expected to be complete by the beginning of 2026, Ellington’s release of 13 June 2023 said early 2026, and the DLD register shows a registered completion date of March 2026 for both towers. The records dated after that month show a different position, as the timeline sets out.

Date Statement Source
3 February 2023 DMCC and Ellington announce Upper House by Ellington: 377 units, AED 1.2 billion, works expected to finish at the beginning of 2026 DMCC
May 2023 Start of construction according to Propsearch; first month in Ellington’s construction-update list Propsearch; Ellington construction updates
13 June 2023 Groundbreaking ceremony for UH by Ellington: 754 units, AED 715 million, completion early 2026 Ellington
May 2023 to September 2026 Ellington’s construction-update page lists 39 monthly entries; June 2023 and September 2025 have no entry Ellington construction updates
11 June 2026 Latest DLD inspections shown: UH West 71.29% complete, UH East 46.8% complete; registered completion date March 2026, marked as passed fäm Properties (DLD data)
10 September 2026 OpenStreetMap entries for both towers carry the tag “construction” with a check date of this day OpenStreetMap
17 September and 27 October 2026 Propsearch pages for UH East and UH West show the status “Under development” Propsearch
26 October 2026 Latest DLD sale record seen: a UH East studio registered as an off-plan pre-registration sale Propsearch (DLD open data)

Read together, these entries describe UH by Ellington JLT as two towers under construction on the dates shown, with inspection progress of about 71% in the western tower and about 47% in the eastern tower in June 2026. Ellington published handover announcements for other projects on 21 May 2026, when its news item stated that it had commenced handover of Ellington House II in Dubai Hills Estate and Arbor View in Arjan. The developer’s news index, whose latest items run to 20 October 2026, carries no handover announcement for UH by Ellington JLT at the time of this check. A buyer who wants the current programme obtains it from the developer’s sales documents and from the DLD project record.

The status decides the legal route of a purchase. A unit in a building that is not complete is registered in the DLD’s provisional register through the Oqood system, and the buyer holds a provisional registration e-certificate; once the building is completed and the unit handed over, the title deed is issued. The DLD’s initial-sale page states that the developer registers the sale on the Oqood portal, that the sale and purchase contract must be signed by the developer and the purchaser and registered in the provisional register within 90 days of signing, and that payment can be made by deduction from the escrow account. A resale of such a unit between two private parties goes through the developer’s no-objection process: the DLD’s sale-registration page lists an electronic no-objection certificate (e-NOC) from the developer, obtained through the Dubai REST app, among the required documents in freehold areas.

DLD recorded sales at UH by Ellington JLT

Propsearch republishes the latest DLD transactions under the government’s open-data directive, one list per tower. The records carry the date, size, price, registration type, room type and floor, and carry no seller or buyer details. The 13 sale records on the two pages at the time of this check run from 17 August to 26 October 2026. All 13 are labelled “Pre-registration Sale” with the registration type “Off-plan”, which matches the status of two towers that are not complete. A fourteenth record on the UH West page, dated 17 August 2026 and labelled “Mortgage Pre-registration” at AED 1,175,000, is a mortgage registration and is left out of the price statistics. The table summarises the 13 sales by room type.

Room type Records Size, sq ft (m²) Recorded price, AED (USD) Price per sq ft, AED
Studio 4 407.09 to 449.18 (37.8 to 41.7) 836,400 to 950,000 ($227,747 to $258,679) 1,862 to 2,260
One bedroom 5 839.69 to 941.63 (78.0 to 87.5) 1,421,828 to 1,725,000 ($387,155 to $469,707) 1,669 to 1,862
Two bedrooms 3 1,201.68 to 1,746.66 (111.6 to 162.3) 2,422,828 to 3,315,828 ($659,722 to $902,880) 1,898 to 2,072
Three bedrooms 1 1,878.19 (174.5) 3,700,000 ($1,007,488) 1,970

The individual records behind the summary are listed below, newest first within each tower.

Tower Date Room type Floor code Size, sq ft Price, AED AED per sq ft
UH East 26 Oct 2026 Studio T8 407.09 920,000 2,260
UH East 22 Oct 2026 Studio T4 407.09 900,000 2,211
UH East 16 Sep 2026 One bedroom T5 941.63 1,580,000 1,678
UH East 14 Sep 2026 One bedroom T9 926.23 1,725,000 1,862
UH East 27 Aug 2026 One bedroom P3 839.69 1,421,828 1,693
UH East 26 Aug 2026 Two bedrooms T16 1,746.66 3,315,828 1,898
UH East 17 Aug 2026 Three bedrooms T27 1,878.19 3,700,000 1,970
UH West 8 Oct 2026 Two bedrooms T17 1,440.64 2,984,828 2,072
UH West 24 Sep 2026 One bedroom T15 878.55 1,603,828 1,826
UH West 3 Sep 2026 Studio T2 449.18 836,400 1,862
UH West 1 Sep 2026 One bedroom T2 853.90 1,425,000 1,669
UH West 31 Aug 2026 Studio T3 449.18 950,000 2,115
UH West 27 Aug 2026 Two bedrooms T27 1,201.68 2,422,828 2,016

The median price per square foot across the 13 records is AED 1,898 ($517) and the range is AED 1,669 to 2,260. These are recorded transaction prices over about ten weeks on a third-party page and are not asking prices, a price list or a forecast; a unit’s price depends on its floor, view, size and the payment terms of its contract. The size range in the records, 407.09 to 1,878.19 square feet, extends beyond the 401 to 1,823 square feet shown in the size field of our listing page: the largest registered home in the records, a three-bedroom unit of 1,878.19 square feet or 174.5 square metres, is larger than the 1,823 square feet in the field.

Price information for UH by Ellington JLT

Per our listing page for this property, as of 28 October 2026, the price field reads “Starting from $440,000”. At 3.6725 dirhams per dollar, the rate in the Central Bank of the UAE’s exchange-rate publication for 1 July 2026, that corresponds to AED 1,615,900 ($440,000), calculated as 440,000 x 3.6725 = 1,615,900. The page states the price in dollars, so the dirham figure is a conversion and not a figure quoted by a seller in dirhams. Ellington’s project page shows no price. Portal price figures differ between pages and are not used here.

A starting price describes the lowest-priced type in a range and says nothing about the apartments at the top of the size range. Set beside the DLD records above, AED 1,615,900 lies inside the recorded one-bedroom range of AED 1,421,828 to 1,725,000 and above the recorded studio range of AED 836,400 to 950,000, and below the recorded two-bedroom range of AED 2,422,828 to 3,315,828. The listing page shows no payment plan, bathroom count or service charge. Ellington’s project page does not publish a payment plan either, and plans quoted on portals are not repeated here, because the plan that binds a buyer is the one in the signed sales-and-purchase agreement and in the developer’s statement of account. For comparison across the market, the guides on this site on how much an apartment costs in Dubai and on apartment prices per square metre by area set out how such figures are built.

Jumeirah Lakes Towers, DMCC and the map around UH by Ellington JLT

Jumeirah Lakes Towers is a mixed-use district developed by DMCC, which DMCC describes as a Government of Dubai authority on commodities trade and enterprise. DMCC’s pages state that JLT has 87 residential and commercial towers on a 2 million square metre site, that more than 100,000 people live and work there, that the district is divided into clusters assigned alphabetically, and that it has two metro stations. DMCC’s property portfolio page counts more than 600 retail and food-and-beverage outlets across JLT, and DMCC’s about page lists more than 26,000 registered member companies. Ellington’s own community page describes JLT as a mixed-use waterfront community near Sheikh Zayed Road with lakes, parks, dining and retail, and it lists UH by Ellington and Mercer House, a second Ellington project announced for the area, as its properties there.

For the neighbouring district, the guide on this site on Downtown versus Marina compares Dubai Marina with Downtown, and two other JLT projects have their own pages: Viewz by Danube in JLT and Diamondz by Danube in Jumeirah Lake Towers. A buyer comparing towers inside JLT also compares the cluster, the tower’s handover status and its service-charge entry, not only the district.

Distances from UH by Ellington JLT to the metro, tram and main destinations

The RTA’s station map lists the Red Line stations R34 Dubai Internet City, R36 Sobha Realty and R37 DMCC, and the Dubai Tram stops 03 Jumeirah Lakes Towers and 04 Dubai Marina Mall. To measure the distances, the table uses the positions of the two building outlines in OpenStreetMap: UH East at 25.06692 N, 55.14455 E and UH West at 25.06609 N, 55.14375 E, both tagged as apartment buildings under construction. Walking and driving figures come from routing on OpenStreetMap data through the public OSM routing service. Walking uses the foot profile at ordinary walking speed and driving uses the car profile at free-flow speeds, so rush-hour trips take longer. Straight-line distances are haversine distances from the same coordinates. Where the pedestrian router returns detours of 5.8 to 8.1 km for destinations that lie 1 to 3 km away in a straight line (the tram stops, Dubai Marina Mall, JBR and Dubai Harbour), the walking time is shown as not calculated, because the figure reflects the mapped footpath network and not a walk a resident would plan.

Destination Straight line, East / West Walking from UH East Walking from UH West Driving from UH East
DMCC Metro Station (Red Line, R37) 0.73 km / 0.74 km 1.12 km, 15.0 min 1.14 km, 15.2 min 6.92 km, 10.0 min
Sobha Realty Metro Station (Red Line, R36) 1.48 km / 1.59 km 2.22 km, 29.6 min 2.23 km, 29.8 min 5.02 km, 7.5 min
Jumeirah Lakes Towers tram stop 0.85 km / 0.85 km Not calculated Not calculated 5.90 km, 8.0 min
Dubai Marina Mall tram stop 1.07 km / 1.15 km Not calculated Not calculated 4.92 km, 7.7 min
Jumeirah Lakes Towers Park 0.90 km / 1.01 km 1.63 km, 21.7 min 1.65 km, 21.9 min 7.05 km, 10.8 min
Dubai Marina Mall 1.16 km / 1.23 km Not calculated Not calculated 5.53 km, 9.5 min
The Walk, JBR 1.57 km / 1.60 km Not calculated Not calculated 6.48 km, 9.9 min
The Beach, JBR 1.73 km / 1.73 km Not calculated Not calculated 5.58 km, 9.1 min
Emirates International School Meadows 1.19 km / 1.25 km 2.25 km, 30.0 min 2.31 km, 30.8 min 4.21 km, 7.4 min
Dubai Harbour 3.26 km / 3.33 km Not calculated Not calculated 6.92 km, 11.0 min
Dubai Internet City Metro Station (R34) 4.91 km / 5.03 km Not calculated Not calculated 5.96 km, 8.0 min
Mall of the Emirates 7.99 km / 8.11 km Not calculated Not calculated 9.61 km, 13.6 min
Expo City Dubai 11.50 km / 11.41 km Not calculated Not calculated 18.32 km, 23.5 min
Al Maktoum International Airport 17.76 km / 17.68 km Not calculated Not calculated 28.91 km, 39.0 min
The Dubai Mall 19.81 km / 19.93 km Not calculated Not calculated 22.37 km, 22.5 min
Dubai International Airport, Terminal 3 29.39 km / 29.51 km Not calculated Not calculated 34.49 km, 31.9 min

The nearest Red Line station, DMCC, is 0.73 to 0.74 km away in a straight line and 1.1 km by the mapped walking route, which is a walk of about 15 minutes, whereas marketing copy elsewhere quotes shorter times. The drive to the same station takes about 10 minutes on the car route because the JLT road network is made of one-way streets between clusters, so the 6.9 km driving route is much longer than the straight line. The Jumeirah Lakes Towers tram stop is 0.85 km from either tower in a straight line. A trip to the beach area at JBR is 1.6 to 1.7 km in a straight line and 5.6 to 6.5 km by the driving route. Distances from the developer’s marketing material can assume a feeder bus, a taxi or a different reference point inside the block; the table is a reproducible calculation from one stated point and can be repeated from a specific apartment entrance.

Ownership and registration costs for UH by Ellington JLT

The UAE government portal states that in Dubai foreign ownership is permitted in areas designated as freehold, that foreigners and expatriate residents may acquire freehold ownership rights without restriction, usufruct rights or leasehold rights for up to 99 years, and that Article 3 of Dubai’s Regulation No. 3 of 2006 indicates the land plots designated as freehold. The 2006 regulation names 23 areas by plot, among them Dubai Marina, Emirates Hills, Palm Jumeirah and Jebel Ali, and later resolutions of the Ruler have added land to the designated areas. The 2006 list does not name Jumeirah Lakes Towers as such, so the tenure of one particular unit is read from its title deed or e-Certificate of Title and from the DLD register, not from a brochure or an area name. Our listing page labels the apartments as freehold. The guides on this site on freehold versus leasehold in Dubai and on whether foreigners can buy apartments in Dubai explain the tenures and who may buy.

The DLD publishes the fees of its sale-registration service. The transfer fee is 2% of the sale value payable by the seller and 2% by the buyer, which together are the 4% usually called the DLD fee. The page also lists a title-deed issuance fee of AED 250 ($68), a knowledge fee of AED 10 ($3), an innovation fee of AED 10 ($3), map fees of AED 225 under the Dubai Municipality unified map or AED 100 for land not under Dubai Municipality, an entry of AED 250 for villas and apartments, and service-partner (trustee centre) fees of AED 4,000 plus value-added tax for a sale value of AED 500,000 ($136,147) or more and AED 2,000 plus value-added tax below that. The UAE government portal states that value-added tax is 5% on the purchase of goods and services, which makes the service-partner fee AED 4,200 ($1,144) on a sale of AED 500,000 or more. Sellers and buyers identify themselves with Emirates ID or, for non-resident foreigners, a passport. Accepted payment methods are ePay, Dubai Pay, Noqodi Wallet and manager’s cheque.

Fee Amount stated by the DLD Where it applies
Transfer fee, buyer’s share 2% of the sale value Sale registration
Transfer fee, seller’s share 2% of the sale value Sale registration
Title-deed issuance AED 250 ($68) Sale registration of a completed unit
Knowledge fee and innovation fee AED 10 ($3) each Sale registration
Map fees and apartment entry AED 225 or AED 100 for the map; AED 250 for villas and apartments Sale registration, as listed on the DLD page
Service-partner fee, sale of AED 500,000 or more AED 4,000 plus VAT (AED 4,200 / $1,144 at 5%) Sale registration at a trustee centre
Mortgage registration 0.25% of the mortgage value, with the title-deed, knowledge and innovation fees listed for each title deed and drawing Mortgage on a unit with a title deed
Service-partner fee for a mortgage AED 4,000 plus VAT; AED 5,000 plus VAT for a provisional (Oqood) property Mortgage registration
Initial sale (developer’s Oqood registration) 2% from the seller and 2% from the purchaser of the sale value, AED 10 knowledge fee, AED 10 innovation fee and an AED 1,000 developer self-registration fee Primary sale of an off-plan unit

The pages set out who bears each fee only for the 2% and 2% split of the transfer fee, so the allocation in a given deal is a matter of the sale contract. Costs outside the DLD schedule, such as broker commission, lender valuation and arrangement charges, furnishing and the first year’s service charge, vary by transaction and are left out of the arithmetic that follows. The sequence of a Dubai purchase is covered in the off-plan buyer’s guide on this site, which also compares completed and off-plan purchases.

Mortgage limits and a worked cost example for UH by Ellington JLT

The Central Bank of the UAE sets maximum loan-to-value (LTV) ratios in its mortgage regulations. The current Article 3 text on the Central Bank rulebook, which Khaleej Times quoted on 22 February 2026 from Notice 226/2013, gives the following ceilings for expatriates. They are maximums, not entitlements.

Borrower and purchase Maximum LTV Minimum own funds
Expatriate, first home, property valued below AED 5 million ($1,361,470) 80% 20%
Expatriate, first home, property valued above AED 5 million 70% 30%
Expatriate, second or subsequent home or investment property 60% 40%
Any buyer, property bought off-plan 50%, regardless of purpose, value or category of purchaser 50%

The same rulebook article sets a debt burden ratio of at most 50%, a maximum tenor of 25 years and, for expatriates, a maximum financing amount of up to seven years of annual income. Khaleej Times’ explainer on expatriate mortgages adds a minimum applicant age of 21 and a usual bank minimum salary of AED 15,000 a month; the last two items are bank practice and not Central Bank rules. Because the two towers were under construction on the inspection data, the 50% off-plan ceiling is the figure for a mortgage on a unit whose title deed has not been issued, and the 80%, 70% and 60% ceilings apply to completed property. The site’s guide to mortgages in Dubai for foreigners describes lender requirements in more detail.

Worked example on a hypothetical price

The example below is an illustration on a stated hypothetical price of AED 2,400,000 ($653,506), a round figure close to the recorded sale of a two-bedroom UH West unit at AED 2,422,828 on 27 August 2026. It is not a price for any particular unit. It applies the DLD fees and Central Bank ceilings above. The column for a provisional (Oqood) unit assumes the same 4% transfer fee as a completed unit, which is an assumption for the illustration, and the DLD’s AED 5,000 plus VAT service-partner fee for a mortgage on a provisional sale.

Arithmetic for the fees on a completed unit: transfer fee 4% x 2,400,000 = 96,000; title deed 250 + knowledge 10 + innovation 10 = 270; service-partner fee 4,000 + 5% VAT of 200 = 4,200; sale-registration costs 96,000 + 270 + 4,200 = 100,470. For the 80% mortgage: loan 0.80 x 2,400,000 = 1,920,000; down payment 480,000; mortgage registration 0.25% x 1,920,000 = 4,800, plus 270 and 4,200, giving 9,270. For the 60% mortgage: loan 1,440,000; down payment 960,000; registration 3,600 + 270 + 4,200 = 8,070. For the 50% provisional mortgage: loan 1,200,000; down payment 1,200,000; registration 3,000 + knowledge and innovation 20 + service-partner fee 5,000 + 5% VAT of 250 = 8,270.

Line (hypothetical price AED 2,400,000) Cash purchase 80% LTV, completed, first home 60% LTV, completed, second home 50% LTV, provisional unit
Loan amount 0 1,920,000 1,440,000 1,200,000
Down payment 2,400,000 480,000 960,000 1,200,000
Sale-registration costs 100,470 100,470 100,470 100,470
Mortgage registration costs 0 9,270 8,070 8,270
Cash needed on top of the loan (AED) 2,500,470 589,740 1,068,540 1,308,740
Same in US dollars at 3.6725 $680,863 $160,583 $290,957 $356,362

Two readings of the table follow. The sale-registration costs equal 4.19% of the price (100,470 / 2,400,000), of which 4.00 percentage points are the transfer fee. If the 2% and 2% split of the DLD schedule applies as written, the buyer’s share of the transfer fee is 48,000 and the other 48,000 is the seller’s, which lowers the buyer’s cost line by 48,000 in every column. The map fee of AED 225 and the AED 250 entry for villas and apartments in the DLD schedule would add AED 475 ($129) to the sale-registration line if both apply. The income test gives a second check: a loan of AED 1,920,000 divided by seven requires gross annual income of AED 274,286 ($74,686), or AED 22,857 ($6,224) a month, so a borrower with lower income is limited by the multiple and not by the 80% ceiling.

Residency thresholds by property value for UH by Ellington JLT

A property purchase does not itself grant a residence permit. The permits below are separate applications, each with the property-value condition that its official page states. The thresholds come from the DLD, the GDRFA and the ICP service pages, and the AED 2,000,000 figure is the one the Dubai Golden Visa guide on this site states.

Permit Property value condition Mortgage position Official source
Golden Visa, real estate investor One or more properties worth at least AED 2,000,000 ($544,588) in total, wholly owned by the applicant under the applicant’s name; the DLD measures the purchase value at the time of purchase Mortgaged property accepted; the DLD asks for a bank no-objection letter showing the paid amount and the balance, and its description refers to a bank letter indicating AED 2,000,000 paid DLD; GDRFA
Golden Visa, off-plan One or more off-plan units worth at least AED 2,000,000 in total, bought from an approved local real estate company authorised by the competent authority ICP allows financing from an approved local bank for owned property ICP
Two-year investor residence Individual owner: no minimum value in the eligibility criteria; joint owner: share worth at least AED 400,000 ($108,918) No mortgage condition on the page DLD

The DLD lists the government cost of the 10-year Golden Visa through its service at AED 9,884.75 ($2,692), made up of a medical examination (AED 700), Emirates ID (AED 1,153), residency permit confirmation (AED 2,856.75), DLD fees (AED 4,020) and administrative fees (AED 1,155), with a processing time of 7 to 10 business days. The two-year investor residence is listed at AED 10,212.50 ($2,781). The DLD page requires an e-Certificate of Title or a title deed among the documents for the Golden Visa, and states that the applicant must be inside the UAE. The ICP page adds that the holder needs valid health insurance throughout the residency.

Arithmetic against the price field of our listing page: the converted starting price of AED 1,615,900 is AED 384,100 ($104,588) below the AED 2,000,000 threshold, so a single unit at the starting price does not reach it on its own, whereas the hypothetical AED 2,400,000 price in the example above is AED 400,000 ($108,918) above it. For UH by Ellington JLT, two recorded one-bedroom sales of AED 1,421,828 and AED 1,580,000 would add up to AED 3,001,828 across two properties, which is the kind of total the “one or more properties” wording describes. Because the DLD measures the value at the time of purchase, the figure that counts is the registered purchase price, and the permit follows only if the other conditions of the official pages are met.

Service charges, escrow and checks before buying UH by Ellington JLT

Under Dubai Law No. 6 of 2019 on jointly owned real property, each owner pays a share of the annual service charge calculated from the ratio of the unit’s area to the total area of the jointly owned property, and the developer pays the share for unsold units (Article 25). The management entity cannot charge or collect service charges without RERA’s approval, and RERA cannot approve a budget unless a RERA-recognised audit firm has approved it first (Article 27). The management entity must open a service-charge account for each jointly owned property with a bank recognised by RERA, deposit collected charges within seven working days, and the sums in the account cannot be attached by the entity’s creditors (Article 30). The entity holds a lien on a unit for unpaid charges, and a unit may not be disposed of until they are paid (Article 32).

The DLD’s Service Charge Index lets an owner or prospective buyer look up the approved service fees of a jointly owned project. The page describes a service available through the Land Department website, through the Mollak system and through the Dubai REST app: the user logs in, chooses the project name, the use and the year, and views the result. The page does not list rates itself. For UH by Ellington JLT the lookup is made for the tower, UH East By Ellington or UH West By Ellington, once the project has an entry for the year concerned.

Escrow and the provisional register

Dubai Law No. 8 of 2007 on escrow accounts for real estate development requires an escrow account in the name of the project, dedicated exclusively to the construction of that project, with a separate account for each project and the deposits protected from attachment by the developer’s creditors (Article 9). The escrow agent gives the DLD regular statements of revenue and expenditure (Article 11), and after the developer obtains the completion certificate the agent retains 5% of the account’s total value until one year after the units are registered in the buyers’ names (Article 14). The guide on this site on how buyer protection works in Dubai explains how these mechanisms fit together.

Checklist of verifiable items

  1. The tower (UH East or UH West), the unit number, the registered area and the floor in the sales-and-purchase agreement or title document, compared with the sizes in the DLD sale records above.
  2. The unit’s status in the DLD record: provisional registration through Oqood while the tower is unfinished, title deed after handover.
  3. The developer’s e-NOC for a resale, which the DLD lists among the required documents for sale registration in freehold areas.
  4. The developer’s statement of account showing which instalments have been paid and which remain, since the payment plan is a term of the individual contract.
  5. The latest DLD inspection percentage for the tower and the handover programme in the developer’s documents and in Ellington’s monthly construction updates.
  6. The approved service charge for the project and year in the DLD Service Charge Index once it is shown.
  7. The fees in the DLD schedule, confirmed with the trustee centre before payment.

Readers comparing other Ellington projects can also read the page for The Quayside by Ellington in Business Bay, which sets out the same registry checks for a second building from the developer.

Frequently Asked Questions

What is UH by Ellington JLT?

UH by Ellington JLT is a residential project in Jumeirah Lakes Towers, Dubai, developed by Ellington Properties with DMCC. Ellington describes studios and one-, two- and three-bedroom apartments, a 37-metre lap pool and a fitness studio with a climbing wall.

Is UH by Ellington JLT completed?

For UH by Ellington JLT, DLD inspection data republished by fäm Properties show UH West 71.29% and UH East 46.8% complete on 11 June 2026, and Propsearch shows the status “Under development” on 27 October 2026. The early 2026 completion in the 2023 releases was a sales-stage expectation.

How many buildings, units and floors does UH by Ellington JLT have?

The DLD records two projects, UH West (number 2684) and UH East (number 2685). Releases of 2023 give 377 units (DMCC, 3 February) and 754 units (Ellington, 13 June), and OpenStreetMap records 26 levels and 78 m for each tower.

How much does UH by Ellington JLT cost?

Per our listing page for UH by Ellington JLT, as of 28 October 2026, the price field reads “Starting from $440,000”, which converts to AED 1,615,900 at 3.6725. DLD sale records from August to October 2026 show studios at AED 836,400 to 950,000 and one-bedroom homes at AED 1,421,828 to 1,725,000.

What have apartments in UH by Ellington JLT sold for according to the DLD?

The 13 sale records reviewed run from 17 August to 26 October 2026 and show a median of AED 1,898 per square foot, with a range of AED 1,669 to 2,260 per square foot. All are off-plan pre-registration sales, and the records give no seller or buyer details.

How far is UH by Ellington JLT from the metro?

Using the OpenStreetMap positions of the towers, UH by Ellington JLT is 0.73 km (East) and 0.74 km (West) in a straight line from DMCC Metro Station (R37). The mapped walking route is about 1.1 km, roughly 15 minutes, and the drive is 6.9 km, about 10 minutes in free-flow conditions.

What fees apply when buying a unit in UH by Ellington JLT?

The DLD lists a transfer fee of 2% payable by the seller and 2% by the buyer, a title-deed fee of AED 250, knowledge and innovation fees of AED 10 each and a service-partner fee of AED 4,000 plus VAT for sales of AED 500,000 or more. On a hypothetical AED 2,400,000 purchase these come to AED 100,470 when the full 4% is counted.

What mortgage limits apply to a unit in UH by Ellington JLT?

The Central Bank caps loans at 80% of value for an expatriate’s first home below AED 5 million, 60% for a second or investment property and 50% for property bought off-plan. For a hypothetical AED 2,400,000 unit, these caps mean minimum down payments of AED 480,000, AED 960,000 and AED 1,200,000.

Does buying in UH by Ellington JLT lead to a Golden Visa?

A purchase in UH by Ellington JLT is not a visa. The DLD states that the real estate Golden Visa applicant must own one or more properties worth at least AED 2,000,000 ($544,588) at the time of purchase, and the starting price on our listing page converts to AED 1,615,900, which is below that figure for a single unit at that price.

How is the service charge for UH by Ellington JLT found?

Use the DLD Service Charge Index on the Land Department website or the Dubai REST app, choose the project name (UH East By Ellington or UH West By Ellington), the use and the year, and read the approved fee. Under Dubai Law No. 6 of 2019 the charge is allocated by the ratio of a unit’s area to the total area and requires RERA approval.

Last checked: 28 October 2026. Sources: Ellington Properties – UH By Ellington project page; Ellington Properties – groundbreaking release (13 June 2023); Ellington Properties – UH By Ellington construction updates; Ellington Properties – Jumeirah Lakes Towers community page; Ellington Properties – news and events; Ellington Properties – Ellington House II and Arbor View handover news (21 May 2026); DMCC – Upper House by Ellington launch (3 February 2023); DMCC – JLT brand release; DMCC – property portfolio; DMCC – about; fäm Properties – UH West By Ellington (DLD project 2684); fäm Properties – UH East By Ellington (DLD project 2685); Propsearch – UH East (DLD transactions); Propsearch – UH West (DLD transactions); Bayut – Upper House by Ellington building page; OpenStreetMap – Upper House East; OpenStreetMap – Upper House West; OpenStreetMap routing service (routing.openstreetmap.de); RTA – Metro and tram stations map; Dubai Land Department – property sale registration; Dubai Land Department – initial sale registration (Oqood); Dubai Land Department – mortgage registration; Dubai Land Department – Service Charge Index; Dubai Land Department – Golden Visa (investor); Dubai Land Department – investor residence; GDRFA Dubai – golden residence for investors; ICP – UAE Golden Residency; UAE government portal – expatriates buying property; UAE government portal – taxation; Dubai Regulation No. 3 of 2006; Dubai Law No. 6 of 2019; Dubai Law No. 8 of 2007; Central Bank of the UAE – Mortgage Regulations, Article 3; Khaleej Times – financing and LTV (22 February 2026); Khaleej Times – expat mortgages; Central Bank of the UAE – exchange rate table, 1 July 2026 (3.6725).

  • City Dubai
  • Area Jumeirah Lakes Towers (JLT)
  • Country UAE

Contact Information

Vladyslav Akimenko
  • Vladyslav Akimenko

Enquire About This Property

Property Inquiry

"*" indicates required fields

Name*
Please let us know what's on your mind. Have a question for us? Ask away.

Compare listings

Compare
Vladyslav Akimenko
  • Vladyslav Akimenko
Oman flag
HEADQUARTERS MUSCAT