Creek Bay Dubai Creek Harbour is an apartment release by Emaar Properties on Dubai Creek, and on 15 November 2026 Emaar’s own project page listed it with 1, 2 and 3 bedroom apartments, sizes of 1,250 to 2,011 sq ft, 18 units available and prices from AED 3,252,888, about USD 885,742 at the pegged rate of 3.6725.

This guide to Creek Bay Dubai Creek Harbour reads the developer’s project page next to Emaar’s 19-page floor-plan PDF, its brochure, the Latest Launches page, the Dubai Creek Harbour community page and four portal or broker pages, all opened on 15 November 2026.
The developer’s page prints no handover quarter, no construction progress, no payment plan, no tenure and no unit total, so those items are shown source by source with a date, and where sources differ no figure is chosen over another.
It also checks how the printed sizes and bedroom counts fit the plan PDF, does the AED and USD arithmetic on every printed price, sets out the Dubai off-plan rules as the Land Department’s own pages state them, and ends with a list of what a buyer can ask for in writing before paying a deposit.
The Emaar project page titles the release “Creek Bay at Dubai Creek Harbour” and describes apartments on the water of Dubai Creek with views toward the Burj Khalifa and the Downtown Dubai skyline, set close to the Ras Al Khor Wildlife Sanctuary. Its key-facts block, read on 15 November 2026, prints “1, 2 and 3 Bedroom Apartment”, “Starting Price AED 1.8 Mn”, “Prices from AED 3,252,888”, “Available 18 units” and “Sizes 1,250 – 2,011 sq ft”.

Emaar’s Latest Launches page, read the same day, shows Creek Bay among the releases tagged “Just launched” with a card reading “from AED 3.25M” and “18 units available”. The same page counts 14 newly launched releases and 62 releases with units available. Counts of this kind change from day to day, so each figure here carries its date and none is a statement about stock.
The page does not name a plot, a sub-community or a tower number. Property Finder files the project under “Dubai Creek Harbour (The Lagoons)”; Emaar’s own pages use the community name only, and this guide does the same. The table collects what the developer prints, with the source of each line.
| Creek Bay Dubai Creek Harbour: item | As printed | Source, read 15 November 2026 |
|---|---|---|
| Developer | Emaar Properties PJSC | Page footer, Emaar project page |
| Community | Dubai Creek Harbour (“The Lagoons” appears only on Property Finder) | Emaar page; Property Finder |
| Map pin | 25.2038875, 55.3587656; the page says the pin is where Emaar places Creek Bay | Emaar page map component |
| Types | 1, 2 and 3 bedroom apartments (page); 2 – 3 Bedrooms (community card) | Emaar page; community page |
| Price figures | Prices from AED 3,252,888; Starting Price AED 1.8 Mn; card “from AED 3.25M” | Emaar page; Latest Launches |
| Units available | 18 (page, card and community page) | Emaar page, Latest Launches, community page |
| Sizes of available units | 1,250 – 2,011 sq ft (about 116.1 to 186.8 m2) | Emaar page; m2 calculated at 0.092903 m2 per sq ft |
| Handover, progress, plan, tenure, service charge | Not printed on the developer page, checked 15 November 2026 | Emaar page, brochure and plan PDF |
| Amenities listed | Infinity Pool, Kids Pool, BBQ and Picnic Areas, Gym and Outdoor Fitness, Playground, Community Park, Sports Park, Neighbourhood Plaza, Schools, Promenade retail | Emaar page |
| Plans | PDF titled “FLOOR PLAN – TOWER B”, 19 pages | Emaar floor-plan PDF |
The page’s own metadata shows a last-modified stamp of 7 May 2026, so some printed values may be older than the date on which they were read. The page, the brochure and the plan PDF are three separate documents from the developer, and none of the three carries a completion date.
A buyer reads a release through seven facts: status, availability, handover, construction progress, unit total, floors and tenure. For Creek Bay the developer’s page prints availability only. Everything else comes from portals or brokers whose figures differ, so the table keeps each statement beside its source and date. A difference between two rows is a difference between two documents, not a correction of either.
| Creek Bay Dubai Creek Harbour: item | Source | What it prints | Date |
|---|---|---|---|
| Availability | Emaar project page | Available 18 units | 15 Nov 2026 |
| Availability | Emaar Latest Launches | Tagged “Just launched”; 18 units available; from AED 3.25M | 15 Nov 2026 |
| Availability | Emaar community page | Creek Bay, 2 – 3 Bedrooms, From AED 3,252,888, 18 units remaining | 15 Nov 2026 |
| Availability | Property Finder | Label “Sold out”; “Developer project is out of stock”; 21 resale listings | 15 Nov 2026 |
| Launch event | creek-harbour-dubai.com | Emaar started collecting expressions of interest for “Creek Bay Tower B” on 12 February 2026 | Page stamp 13 Feb 2026 |
| Handover | Emaar page, brochure, plan PDF | Not printed | 15 Nov 2026 |
| Handover | Property Finder | Q2 2030 / April 2030; expected completion 30 April 2030 | 15 Nov 2026 |
| Handover | OPR | Q2 2030 | 15 Nov 2026 |
| Handover | creek-harbour-dubai.com | DEC 2029 | Page stamp 13 Feb 2026 |
| Construction | Emaar page | No construction percentage printed | 15 Nov 2026 |
| Construction | Property Finder | Timeline: expected booking date 31 March 2026, construction started 1 April 2026 | 15 Nov 2026 |
| Unit total | Emaar page | Total not printed (18 is the available count) | 15 Nov 2026 |
| Unit total | Property Finder | 219 units in a 27-storey tower; 1 building | 15 Nov 2026 |
| Unit total | OPR | Limited to 214 residences | 15 Nov 2026 |
| Unit total | creek-harbour-dubai.com | +200 total units | Page stamp 13 Feb 2026 |
| Tower / floors | Emaar plan PDF | Titled Tower B; its site key shows Tower A, Tower B and “Ground Units – C”; level key runs to 38 | 15 Nov 2026 |
| Tenure | Emaar page | Not printed | 15 Nov 2026 |
| Tenure | Property Finder; OPR | Freehold; “full freehold ownership” | 15 Nov 2026 |
Availability is the clearest example. Emaar’s three pages agree on 18 units. Property Finder, which also prints a general note that availability changes frequently, shows the whole project as out of stock. The two statements come from different kinds of source and carry no common timestamp, so the right reading is two dated statements; the written answer that matters is the developer’s confirmation, for the unit in question, on the day of reservation.
Among the pages that print a handover, the dates run from December 2029 to April 2030, and Emaar prints none. A handover quarter printed only on a portal is information about the project and not a term of the sale; the date that counts is the one in the sale and purchase agreement and the schedule attached to it, which section 9 lists among the items to ask for.
The Emaar plan PDF names Tower B on its cover and its key plan shows a Tower A beside it, while Property Finder counts one building. One of Emaar’s gallery exterior renders shows two towers. The documents do not say whether Tower A is part of this release, a neighbouring release or a later one, and the next section shows what the plan pages themselves contain.
Emaar prints its prices in dirhams. The dirham is pegged to the US dollar, and the Central Bank of the UAE’s exchange-rate table lists the US dollar at 3.6725 on every one of its 22 September 2026 entries. Every USD figure in this guide is the AED figure divided by 3.6725 and rounded to the nearest dollar. That is arithmetic on a published rate, not a quotation from any seller, and the amount payable is whatever the contract states.

The developer’s project page carries two figures that Emaar does not reconcile. The key-facts block prints “Prices from AED 3,252,888”, and the highlights list prints “Starting Price AED 1.8 Mn” with no word “from” and no unit type. The Latest Launches card and the community card print the higher figure (AED 3.25M and AED 3,252,888). Portals and brokers print figures near the lower one.
| Price source | As printed | AED | USD at 3.6725 | Note |
|---|---|---|---|---|
| Emaar project page, key facts | Prices from AED 3,252,888 | AED 3,252,888 | 885,742 | Printed with “from”; unit type not named |
| Emaar project page, highlights | Starting Price AED 1.8 Mn | AED 1,800,000 | 490,129 | No “from”; unit type not named |
| Emaar Latest Launches card | from AED 3.25M | AED 3,250,000 (rounded as printed) | 884,956 | 18 units available |
| Emaar community card | From AED 3,252,888 | AED 3,252,888 | 885,742 | 2 – 3 Bedrooms; 18 units remaining |
| Property Finder | Launch price 1.8M AED; FAQ 1797888 AED | AED 1,797,888 | 489,554 | Page note: prices and availability may change |
| OPR | Starting price AED 1.80M | AED 1,800,000 | 490,129 | Per-type prices shown as “Upon Request” |
| Engel and Voelkers | Starting Price (AED) 1,800,000 | AED 1,800,000 | 490,129 | 1-3 bedrooms |
| creek-harbour-dubai.com | about AED 1.88 million | AED 1,880,000 | 511,913 | Page stamp 13 Feb 2026; page prints USD 511K |
Emaar’s “from” figure counts as the developer’s starting price because the page prints it with that word; Emaar does not say which bedroom type it belongs to, and the card that carries it lists two- and three-bedroom apartments. The lower figures printed by portals and brokers are shown as listing-site indications, never as an Emaar price. The size and bedroom analysis in section 4 explains why the unit type behind each figure matters.
Property Finder also shows a “Sold history” table with three recorded sales dated 4 August 2026. They are one recorded sale per bedroom count, each with a size and a price, and the page does not say which tower or floor they refer to.
| Recorded sale on Property Finder | Size printed | AED | USD at 3.6725 | Date |
|---|---|---|---|---|
| 1 bed apartment | 764 sq ft | 2,146,888 | 584,585 | 4 Aug 2026 |
| 2 bed apartment | 1,434 sq ft | 4,599,888 | 1,252,522 | 4 Aug 2026 |
| 3 bed apartment | 1,859 sq ft | 6,458,888 | 1,758,717 | 4 Aug 2026 |
The sizes in these three lines match or come close to plan totals in Emaar’s PDF: 764 sq ft matches the plan total of 764.24 sq ft for the 1 bedroom A2 type, and 1,859 sq ft matches the 3 bedroom A1 total of 1,858.82 sq ft. The 1,434 sq ft figure is close to the 1,431.92 sq ft total of the 2 bedroom B1 type but is not equal to it.
No per-square-foot price is printed by any source and none is calculated here.
Emaar’s page gives one size range for the 18 available units (1,250 to 2,011 sq ft) and one bedroom range for the project (1 to 3). The floor-plan PDF has 16 plan pages with 13 distinct total areas. Put side by side, the two documents leave three questions open: which bedroom counts the available units have, where 2,011 sq ft comes from, and how many homes the plan pages contain.

This section sets out the numbers and draws no conclusion that Emaar has not drawn.
| Source | Range printed | What it covers |
|---|---|---|
| Emaar project page | 1,250 – 2,011 sq ft (116.1 – 186.8 m2, calculated) | The 18 available units |
| Emaar plan PDF, total areas | 732.16 – 2,163.54 sq ft (68.02 – 201.00 m2) | 13 distinct totals on 16 plan pages, suite plus balcony or terrace |
| Property Finder, per bedroom | 1 bed 736 – 1,086; 2 beds 1,248 – 1,893; 3 beds 1,855 – 2,438 sq ft | “Units from developer” tables, each tagged out of stock |
| OPR | 735 – 1,851 sq ft; 764, 1,450 and 1,855 sq ft per bedroom count | Page text and per-type table |
| creek-harbour-dubai.com | 735 – 1,086; 1,248 – 1,855; 1,896 – 2,438 sq ft | “Super built-up area” per bedroom count |
The ranges overlap in places, but no two sources print the same limits. Property Finder’s three-bedroom ceiling of 2,438 sq ft and the broker’s 1,896 to 2,438 sq ft are above the largest total in Emaar’s PDF (2,163.54 sq ft), and Property Finder lists plan labels such as E1, E1.1, B1.1 and C1.1 that the PDF does not contain. The PDF is titled Tower B, so these labels may belong to another tower, or to another document; no source says.
Each of the 16 plan pages prints a suite area, a balcony or terrace area and a total, in sq ft and m2, and a key listing the levels where the plan occurs; pages that share the same areas are grouped in the table. The table gives the printed figures and one calculated column, the share of the total that is balcony or terrace.
The PDF’s own notes say that dimensions are approximate and measured finish to finish, and that actual area may vary.
| Plan type | Levels printed on the plan | Suite sq ft | Balcony or terrace sq ft | Total area sq ft | Balcony share of total (calculated) |
|---|---|---|---|---|---|
| 1 bed A2 | Levels 02-19 and 22-38 (unit 04); levels 20-21 (unit 01) | 677.48 | 86.76 | 764.24 (71.00 m2) | 11.4 percent |
| 1 bed B2 | Podium 01 and podium 02-03 | 674.14 | 86.76 | 760.90 (70.69 m2) | 11.4 percent |
| 1 bed B2 | Level 01 (unit 07); levels 02-19, 22-38 (unit 08); levels 20-21 (unit 05) | 670.38 | 86.76 | 757.14 (70.34 m2) | 11.5 percent |
| 1 bed C1 and C2 | Level 01 and levels 02-19, 22-30 | 656.38 | 80.41 | 736.79 (68.45 m2) | 10.9 percent |
| 1 bed C1 and C2 | Levels 31-38 | 651.75 | 80.41 | 732.16 (68.02 m2) | 11.0 percent |
| 2 bed A1 | Levels 02-19 and 22-38 (unit 03) | 1,235.37 | 215.17 | 1,450.54 (134.76 m2) | 14.8 percent |
| 2 bed A1.1 | Level 01 (unit 03), with terrace | 1,235.37 | 505.69 | 1,741.06 (161.75 m2) | 29.0 percent |
| 2 bed A2 | Podium 01-03, level 01, levels 02-19, 20-21, 22-38 | 1,235.37 | 215.17 | 1,450.54 (134.76 m2) | 14.8 percent |
| 2 bed B1 | Podium 01-03, level 01, levels 02-38 | 1,216.75 | 215.17 | 1,431.92 (133.03 m2) | 15.0 percent |
| 2 bed C1 | Podium 01-03, level 01, levels 02-38 | 1,041.19 | 207.21 | 1,248.40 (115.98 m2) | 16.6 percent |
| 2 bed D | Podium 02-03 (unit 02) | 1,008.79 | 80.41 | 1,089.20 (101.19 m2) | 7.4 percent |
| 3 bed A1 | Levels 02-19, 22-38 (unit 05); levels 20-21 (unit 02) | 1,577.99 | 280.83 | 1,858.82 (172.69 m2) | 15.1 percent |
| 3 bed A1.2 | Level 01 (unit 04), with terrace | 1,574.22 | 589.32 | 2,163.54 (201.00 m2) | 27.2 percent |
| 3 bed C | Podium 01 (unit 01); podium 02-03 (unit 03) | 1,591.55 | 138.10 | 1,729.65 (160.69 m2) | 8.0 percent |
Two readings follow from the arithmetic. The largest one-bedroom total is 764.24 sq ft, which is 485.76 sq ft below the 1,250 sq ft floor on Emaar’s page, so no one-bedroom plan in the PDF fits the page’s available range. The community card lists two- and three-bedroom units only, which is consistent with that range, but neither Emaar page says that one-bedroom homes are unavailable, and the answer belongs in the written list.
The smallest two-bedroom total, the C1 type at 1,248.40 sq ft, is 1.60 sq ft below the 1,250 sq ft floor. No plan has a total of 2,011 sq ft: the totals either side are 1,858.82 sq ft (3 bed A1) and 2,163.54 sq ft (3 bed A1.2). Emaar does not say whether the page’s range counts a different area, a rounded area or a unit that is not in this PDF.
The terrace variants show how much of an advertised area can be outdoor. The level 01 two-bedroom A1.1 has a 505.69 sq ft terrace, 29.0 percent of its 1,741.06 sq ft total, while the same suite on the standard floors has a 215.17 sq ft balcony, 14.8 percent of 1,450.54 sq ft. The three-bedroom A1.2 terrace is 589.32 sq ft, 27.2 percent of 2,163.54 sq ft.
The three-bedroom plans carry a master bath, a bath, a maid’s bath and a powder room, and a maid’s bedroom beside the three bedrooms; the two-bedroom A1 and D plans carry a master bath and a bath. Emaar’s page prints no bathroom count, and Property Finder prints 4 bathrooms for its three-bedroom types.
Each plan page lists the unit numbers at which its type occurs on each level group, and the numbers on one level run in a continuous sequence from 01. Reading the highest number for each group gives the positions per level: 9 on levels 02-19 and 22-38, 6 on levels 20-21, 8 on level 01, 5 on podium 01 and 7 on each of podium 02 and 03.
The one podium position with no type of its own printed against it is number 01, which the one-bedroom C2 page lists under “PODIUM 02, 03”.
| Level group on the plan key | Levels in the group | Unit positions per level | Positions |
|---|---|---|---|
| Levels 02-19 and 22-38 | 35 | 9 | 315 |
| Levels 20-21 | 2 | 6 | 12 |
| Level 01 | 1 | 8 | 8 |
| Podium 01 | 1 | 5 | 5 |
| Podium 02 and 03 | 2 | 7 | 14 |
| Total unit positions on the Tower B plan pages (calculated) | 41 | – | 354 |
Split by bedroom count, the 354 positions are 152 one-bedroom, 161 two-bedroom and 41 three-bedroom homes. This is a count of unit numbers on plan pages and not a figure that Emaar prints. It is higher than the 219 (Property Finder), 214 (OPR) and “+200” (broker) totals printed elsewhere, and it describes Tower B only; the plan PDF’s cover calls itself Tower B and the key plan shows a Tower A that has no pages of its own.
Seen together, the sources describe different things under one project name: a 27-storey single tower with about 219 homes on Property Finder, a plan key with 38 numbered levels, a podium and 354 unit positions in Emaar’s PDF, and a two-tower exterior in Emaar’s gallery. The guide records all four and adopts none. How the 354 positions relate to the portals’ totals is a question for the developer, and this guide gives no unit total of its own.
A legal point gives the area figures practical weight. Resolution No. 6 of 2010, Article 13, in the Land Department’s 2014 compendium, adopts the net area of the unit, as set out in the sale agreement and the unit plan, for registration, and requires the developer to indemnify the purchaser if the area is less than the agreed area by more than 5 percent of the net area.
Whether a balcony counts toward the net area is a point to settle in the contract.
Emaar’s project page, brochure and plan PDF contain no payment plan, no deposit percentage and no instalment count. Five other pages print one, and they do not agree: the percentages differ, and on one page two parts of the same document disagree with each other. The table lists them without ranking them.

| Source | Plan as printed | Date |
|---|---|---|
| Emaar page, brochure, plan PDF | No plan printed | 15 Nov 2026 |
| Property Finder, key information and timeline | 10 percent down payment at sales launch, 70 percent during construction in 7 instalments, 20 percent on handover | 15 Nov 2026 |
| Property Finder, FAQ on the same page | 70 percent down payment at sales launch, 20 percent during construction in 7 instalments, 10 percent on handover | 15 Nov 2026 |
| OPR | “80/20”: 10 percent on booking, 70 percent on construction, 20 percent on handover (Q2 2030) | 15 Nov 2026 |
| Engel and Voelkers, plan block | 20 percent down payment, 60 percent during construction, 20 percent on handover; its FAQ says the structure may vary per release | 15 Nov 2026 |
| creek-harbour-dubai.com | 10 percent on booking, 70 percent over 4 years, 20 percent on handover | Page stamp 13 Feb 2026 |
The same sets of percentages can be turned into dirham amounts to see what each version would mean on Emaar’s printed “from” figure of AED 3,252,888. The table is arithmetic only: it applies portal percentages to an Emaar price and is not Emaar’s schedule. Amounts are rounded to the dirham, so each row adds to AED 3,252,889.
| Split on AED 3,252,888 | First part | Middle part | Last part |
|---|---|---|---|
| 10 / 70 / 20 | AED 325,289 (USD 88,574) | AED 2,277,022 (USD 620,020) | AED 650,578 (USD 177,149) |
| 20 / 60 / 20 | AED 650,578 (USD 177,149) | AED 1,951,733 (USD 531,445) | AED 650,578 (USD 177,149) |
| 70 / 20 / 10 | AED 2,277,022 (USD 620,020) | AED 650,578 (USD 177,149) | AED 325,289 (USD 88,574) |
Two points apply whichever version is in the contract. Under the Land Department’s rules a payment plan is tied to the registered project: the escrow account is activated against the plan the developer files, and the sale is registered in the interim register, as section 7 shows. And because Property Finder’s FAQ version puts 70 percent at launch, the project-status and escrow checks in section 7 are worth doing before the first payment and not after it.
“Over 4 years” on the broker page and “7 instalments” on Property Finder both describe the middle part, but neither gives the dates or the amounts, so the instalment table in the contract is the item to read. The guide to off-plan property in Dubai explains the usual structure of instalments and handover payments.
Emaar’s pages place Creek Bay in Dubai Creek Harbour, a waterfront community on Dubai Creek. The community page describes a marina, the Ras Al Khor Wildlife Sanctuary beside it and, in its community figures, 7.4 million sqm of residential space and 500,000 sqm of parks and open spaces. It lists 41 projects in the community on the day read and prices from AED 1,230,000 across them.

The brochure adds a map page with place labels (The Viewing Point, Harbour Promenade, Creek Marina, Burj Khalifa View, Docklands, Central Park, Creek Promenade, Creek Beach and Green Gate). Those are labels on a community plan; none of the sources gives a walking distance from the tower to any of them, and the brochure does not say which of them exist today.
The brochure’s connectivity page prints four travel times, and the community page and Property Finder add a fifth for the sanctuary. The mode of travel and the time of day are not stated. OPR prints a different set for the airport and for Downtown.
The table lines these up and adds one calculated column that does not depend on any broker: the straight-line distance from Emaar’s map pin to an OpenStreetMap object, found by a Nominatim search on 15 November 2026 and computed with the haversine formula.
| Place | Emaar (brochure or community page) | Other source | Straight line from the Emaar pin (calculated) |
|---|---|---|---|
| Ras Al Khor Wildlife Sanctuary | 5 minutes | OPR: 5 mins; Property Finder: 5 minutes | 3.5 km |
| Festival City Mall | Not printed | None | 2.1 km |
| Dubai International Airport | 10 mins | OPR: DXB 28 mins | 5.4 km |
| Burj Khalifa and The Dubai Mall | 15 mins to Burj Khalifa and Downtown Dubai | OPR: Downtown Dubai / Burj Khalifa 12 mins | 8.6 km and 8.1 km |
| Dubai Marina | 25 mins | OPR: 25 mins | 26.5 km |
| Al Maktoum International Airport | 40 mins | Property Finder: 40 Minutes | 37.8 km |
A straight line is shorter than any road, and the OpenStreetMap point for a large object such as an airport or a nature reserve is a centre point, so the last column is a guide to scale and not to travel time. The printed minutes for the airport differ by 18 minutes between two sources (10 against 28); the guide reports both and does not choose, and a buyer who plans to commute can time the route at the hours that matter.
On rail, Emaar’s brochure describes the upcoming new Blue Line Metro, and its locator map lists a future Blue Line among the Dubai Metro lines. Gulf News of 10 June 2025 reports that the Blue Line will run 30 km with 14 stations, that its Route 1 of 21 km and 10 stations passes through Dubai Festival City, Dubai Creek Harbour and Ras Al Khor, and that the Roads and Transport Authority schedules it for 2029.
No page read names a Blue Line station beside Creek Bay.
Emaar’s amenity list for the project has ten items: an infinity pool, a kids pool, barbecue and picnic areas, gym and outdoor fitness, a playground, a community park, a sports park, a neighbourhood plaza, schools and promenade retail. The brochure’s amenity page names an adult pool and kids pool area, padel court, common garden area, multi-purpose area, play area, yoga and relaxation area, indoor and outdoor fitness and a walking track.
Emaar’s list names a pool, a gym and a barbecue area; it lists no sauna and no air-conditioning item. Broker pages add parking, security and a lounge; Emaar’s own pages do not list them, and one broker line names a different tower, so those extras are left out.
The floor-plan key lists ten view labels (Park, Canal, Golf, Sea or Harbour, Flamingo or Wildlife, Burj Khalifa, Dubai Eye, Marina, Palm Island and Dubai Creek Tower). The text of the PDF does not show which labels apply to which unit, so a buyer who is choosing for a view can ask for the view of the exact unit number in writing.
On 15 November 2026 the Land Department’s service pages set out an off-plan sale as a sequence of filings, each with its own page. The English text of the main laws is the Department’s 2014 legislation compendium; the compendium states that the Arabic text prevails in a conflict, so each article cited below is a lead to check against the current text. The general explanation is in the guide to buying off-plan in Dubai.

Law No. 7 of 2006, Article 4, restricts ownership of real property in the emirate to UAE nationals, nationals of Gulf Cooperation Council states, companies fully owned by them and public joint stock companies. Subject to the Ruler’s approval, non-UAE nationals may, in areas the Ruler determines, hold freehold ownership without time limit or usufruct or leasehold rights of up to 99 years. The Department’s FAQ repeats the point: foreign ownership is in freehold areas.
Regulation No. 3 of 2006 lists such areas by plot number. The text extracted from the 2014 compendium does not contain the words “Creek Harbour”, so that edition cannot confirm the tenure of this community, and Emaar’s page prints none. Property Finder and OPR call the project freehold. The tenure and the plot number belong in the agreement, and the guides on freehold and leasehold in Dubai and on whether foreigners can buy apartments in Dubai explain the difference.
| Step or rule | What the official source says | Source |
|---|---|---|
| Project registration | The developer registers the project in the Oqood portal. The terms require freehold or long-term lease land, an ownership deed, registration in the Trakheesi system, uploaded unit survey and approved plans, and a 30 percent guarantee given as completed construction, a bank guarantee or a cash deposit. The fee is AED 150,000 plus AED 10 and AED 10 | Land Department: register a project |
| Advertising | A developer may not advertise off-plan units in the media or take part in exhibitions to promote them without written authorisation from the Department (Law No. 8 of 2007, Article 5) | 2014 compendium |
| Escrow account | Off-plan purchasers’ payments go into an account opened in the project’s name under a written agreement with an escrow agent (Law No. 8 of 2007, Article 7); it is dedicated exclusively to construction of that project, no attachment may be imposed for the developer’s creditors, and each project has its own account (Article 9) | 2014 compendium |
| Retention | The escrow agent retains 5 percent of the account’s total value once the completion certificate is issued, released one year after the units are registered in the purchasers’ names (Article 14) | 2014 compendium |
| Release of funds | The developer applies for activation of the disbursement mechanism; the terms ask for a technical report from the Department not older than three months and set routes tied to a bank guarantee, a developer contribution, financing or, after 20 percent completion, a percentage of the construction works | Land Department: escrow activation |
| Sale registration | The sale and purchase contract is registered in the provisional register through Oqood within 90 days of signing; the provisional registration e-certificate is e-mailed to the purchaser | Land Department: initial sale |
| Unregistered dispositions | A sale of an off-plan unit is void unless entered in the Interim Property Register (Law No. 13 of 2008, Article 3); a private contract in a project not approved by the competent entities is null and void (Article 10) | 2014 compendium |
| Registration in the buyer’s name | After the completion certificate the developer enters the completed project and the sold units in the Property Register in the names of purchasers who met their obligations (Law No. 13 of 2008, Article 8) | 2014 compendium |
Anyone can run the Department’s Project Status Enquiry by project name or number, and the page says the same data is in the Project Status section of the Dubai REST application. The result card has fields for the project number, registered units, start and completion dates, the developer, the management companies and the escrow bank name.
It is the quickest public way to see whether Creek Bay is registered and under which number, and that number is the one to write into the contract.
Emaar’s pages print no DLD project number, escrow account name or RERA reference for Creek Bay, and OPR shows a “DLD Verified” badge without a number. None of this is a statement that the project is or is not registered; it is only the reason a buyer asks for the number and checks it.
Resolution No. 6 of 2010 ties the buyer’s obligations to the state of the works in two places. A developer may not charge a purchaser any amount for a disposition of a unit unless the Department approves it (Article 8), and unless otherwise agreed the developer and purchaser pay the registration fee in their respective percentages (Article 9). If a purchaser defaults the developer notifies the Department, which gives 30 days to perform.
If a purchaser does not perform after that notice, the sums the developer may keep depend on the completed share of the project: at most 25 percent of the unit’s value below 60 percent completion, at most 40 percent from 60 percent, and from 80 percent either all amounts paid with a sale by auction or termination with at most 40 percent; where construction has not begun for reasons beyond the developer’s control the cap is 30 percent of the amounts paid (Article 15).
Because the schedule and these caps both depend on stated completion percentages, the dates and conditions in the contract are the first thing to read.
Registering a sale contract costs 4 percent of the contract value under the fee table in Executive Council Resolution No. 30 of 2013, printed in the compendium, and Article 3 of that resolution provides that unless agreed otherwise the fee for a sale is shared equally by seller and purchaser.
The Department’s service page for registering an initial sale describes the cost as 2 percent of the sale value for the seller and 2 percent for the purchaser, plus AED 10 for the knowledge fee and AED 10 for the innovation fee.
| Fee on a printed price | Rule as published | On AED 3,252,888 | On AED 1,800,000 |
|---|---|---|---|
| Registration of the sale contract, total | 4 percent of the contract value (Resolution No. 30 of 2013) | AED 130,116 (USD 35,430) | AED 72,000 (USD 19,605) |
| Purchaser’s share on the service page | 2 percent plus AED 10 plus AED 10 | AED 65,078 (USD 17,720) | AED 36,020 (USD 9,808) |
| Time limit for registering the contract | Within 90 days of signing | Not applicable | Not applicable |
| Developer administration charge | Only amounts the Department approves (Resolution No. 6 of 2010, Article 8) | Not printed | Not printed |
| Annual service charge | Set per RERA rules for the jointly owned property; no estimate printed for the project | Not printed | Not printed |
The figures are arithmetic on printed prices and published percentages. The amount actually payable is the one on the signed contract and the Department’s receipt, and the 2013 table is older than the Department’s current service pages.
The FAQ describes the service charge as the annual charge approved by the Real Estate Regulatory Agency to cover the management, operation, maintenance and repair of jointly owned property, calculated from the area in the title deed against a service charge index. None of the pages read gives a service charge for Creek Bay.
| Item | Rule as the official source states it | Source |
|---|---|---|
| Golden Visa, property route | The portal lists investors in public investments or real estate, with 5 years for real estate and, as the main requirement, a minimum capital of AED 2 million with property ownership or a contribution to an establishment paying at least AED 250,000 a year in taxes. The page was updated on 28 July 2026 | u.ae: Golden visa |
| Income tax | The UAE does not levy income tax on individuals | u.ae: Taxation |
| Value added tax | 5 percent on the purchase of goods and services; the page does not say how it applies to the sale of a residential unit | u.ae: Taxation |
| Annual tax on owning a home | The portal page names income tax, VAT, excise tax and corporate tax and does not name a recurring tax on holding a home; the Land Department pages read list registration fees and service charges | u.ae: Taxation; Land Department FAQ |
The portal’s wording for the property route names AED 2 million, about USD 544,588 at the peg. Emaar’s lower figure of AED 1.8 million is AED 200,000 below that amount and its “from” figure of AED 3,252,888 is AED 1,252,888 above it, but Emaar prints no price for an individual unit, and this guide does not say that any unit qualifies.
Whether a purchase of property under construction is accepted, whether a mortgage reduces the counted amount and how the value is assessed are questions for the issuing authority. Nothing on Emaar’s pages says that a Creek Bay unit carries residence rights.
The guide to the Dubai Golden Visa describes the route in more detail. On tax, the portal pages deal with taxes of general application and do not decide the treatment of a particular purchase, so the VAT treatment of the price, any charge on the first transfer and the service charge are items to put in writing.
The guide to property tax in Dubai gives the wider picture, with the caution that older figures in any guide are checked against the official pages. For financing, the guide to a mortgage in Dubai for foreigners covers lender conditions.
Emaar’s page, brochure and plan PDF carry a disclaimer that images are illustrative, dimensions approximate and information subject to change at the developer’s discretion. The list below turns each open point in the previous sections into something that can be requested in writing before a deposit is paid. Answers should be on the contract or on an e-mail from the seller’s named representative, not on a portal page.
The list matches the order of the documents in a typical reservation: price and unit first, schedule and registration next, charges and finish after that. A buyer who receives all thirteen answers has the information to compare this project with another on equal terms.
Emaar’s community page lists Creek Bay with other releases in Dubai Creek Harbour, and each is a separate building with its own plans and prices. This site has a separate guide for Valia and one for Creek Haven, and the figures below are the ones Emaar’s community card printed on 15 November 2026. Lyvia by Palace, Albero, Silva, Altan and Montiva by Vida also appear on that card, and this site has no guide for them.
| Creek Bay Dubai Creek Harbour: listing | Community or area | What Emaar or the listing page printed | Guide |
|---|---|---|---|
| Valia | Dubai Creek Harbour | Emaar community card: 1 – 4 Bedrooms, From AED 1,960,000 | Valia guide |
| Creek Haven | Dubai Creek Harbour | Emaar community card: 2 – 3 Bedrooms, From AED 2,722,888, 13 units remaining | Creek Haven guide |
| Greencrest | Dubai Hills Estate (Emaar) | An Emaar apartment release beside the Dubai Hills golf course, with its own plans | Greencrest guide |
| Terra Woods | Expo Living (Emaar) | Emaar apartments and townhouses, per its guide | Terra Woods guide |
| Ovelle | The Valley (Emaar) | Emaar villas, per its guide | Ovelle guide |
| Alana | The Valley (Emaar) | Emaar villas, per its guide | Alana guide |
| Azizi Creek Views IV | Al Jaddaf, per its guide | A boutique one-bedroom tower by another developer | Azizi Creek Views IV guide |
| Azizi Creek Views III | Dubai Healthcare City, per its guide | Another developer; its guide covers price, handover and payment plan by source | Azizi Creek Views III guide |
| Azizi Leily | Al Jaddaf, per its guide | Another developer, Al Jaddaf | Azizi Leily guide |
| Binghatti Ivory | Al Jaddaf, per its guide | Another developer, 25-storey Al Jaddaf tower | Binghatti Ivory guide |
The comparison is a map of what exists, not a ranking. Prices on the community card are “from” figures for different unit mixes, so a lower figure does not mean a cheaper like-for-like home. For the developer’s wider range see the Emaar profile and the Dubai developers directory; for the city overview see the Dubai page and the Dubai property market guide.
Emaar Properties PJSC is the developer named on every Emaar page for this project. Its investor-relations FAQ says the company was incorporated in 1997, is headquartered in Dubai and was listed on the Dubai Financial Market on 26 March 2000.
The investor-relations page describes it as a global property developer with a presence in the Middle East, North Africa and Asia, and lists property investment, development and development management, shopping malls and retail, entertainment, hospitality, property management and utility services as its principal activities.
Emaar’s website lists ten communities in the UAE: Downtown Dubai, Dubai Creek Harbour, Dubai Hills Estate, Emaar Beachfront and Emaar South as flagship communities, and The Heights Country Club, The Oasis, The Valley, Rashid Yachts and Marina and Grand Polo Club and Resort as rising ones.
Its About page names the Burj Khalifa, Dubai Mall and Dubai Fountain among its destinations and prints 130,900 residential units delivered in Dubai and key international markets since 2002, attributed to a corporate disclosure of September 2026. Other Emaar documents print other totals with other dates.
All of this is the company’s own description, read on 15 November 2026 from the pages cited in the sources list. The contracting entity for a particular unit is a matter for the agreement; section 9 lists it among the items to confirm.
It is an Emaar Properties apartment release in Dubai Creek Harbour. Emaar’s page of 15 November 2026 lists 1, 2 and 3 bedroom apartments, prices from AED 3,252,888 (about USD 885,742), 18 units available and sizes of 1,250 to 2,011 sq ft. Handover, construction progress, payment plan and tenure are not printed on that page.
Two figures appear on one page: “Prices from AED 3,252,888” (about USD 885,742) and “Starting Price AED 1.8 Mn” (about USD 490,129). The Latest Launches card prints “from AED 3.25M”. Emaar does not say which unit types the figures belong to, and portals print figures near AED 1.8 million.
Emaar prints no handover date on its page, brochure or plan PDF. Property Finder and OPR print Q2 2030 (April 2030), and a broker page stamped 13 February 2026 prints December 2029. The date that counts is the one written into the sale and purchase agreement.
Emaar prints only the available count, 18 on 15 November 2026. Property Finder prints 219 in a 27-storey tower, OPR 214, a broker “+200”; a count of unit numbers on Emaar’s Tower B plan pages gives 354 positions. The guide shows all four and adopts none.
Emaar’s page does not print the tenure. Property Finder and OPR call the project freehold. Dubai law lets non-UAE nationals hold freehold in areas the Ruler determines, and the 2014 compendium of areas does not contain the words Creek Harbour, so the tenure and plot number are items to confirm in the agreement.
Emaar prints none. Property Finder prints 10/70/20 and, in its FAQ, 70/20/10; OPR prints 10/70/20 as “80/20”; Engel and Voelkers prints 20/60/20; a broker prints 10 percent, 70 percent over four years and 20 percent at handover. The contract’s schedule is the only one that binds.
The Department’s fee table sets 4 percent of the contract value for registering a sale, and its service page shows 2 percent for each side plus AED 10 and AED 10. On AED 3,252,888 that is AED 130,116 in total and AED 65,078 for the purchaser’s share, as arithmetic only.
This guide does not say that it does. The government portal’s property route refers to a minimum capital of AED 2 million with property ownership. Whether a given unit, an off-plan purchase or a mortgaged purchase is counted is a question for the issuing authority, in writing.
Emaar’s brochure prints 10 minutes to Dubai International Airport and 15 minutes to the Burj Khalifa and Downtown Dubai, without a mode of travel. OPR prints 28 and 12 minutes. Straight-line distances from Emaar’s map pin are 5.4 km and 8.6 km (Burj Khalifa) by calculation.
No. Emaar lists Valia and Creek Haven as separate releases in the same community with their own prices and bedroom ranges. This site has a separate guide for each, linked in the comparison table.
Last checked: 15 November 2026. Sources:
This is not legal, tax or financial advice.
