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In Northern Cyprus the title category — not the building — decides how secure your ownership is. We confirm the category for this project in writing before any money moves.
How the four categories differ →Maldives Homes Esentepe is a completed scheme of villas and apartments by Cyprus Constructions on the coast of Esentepe, in the Kyrenia (Girne) district of Northern Cyprus, shown by the developer as “Sold Out” on its projects page. This guide sets out what the developer publishes about Maldives Homes Esentepe, where its own pages disagree (120 units or 55, “70% Sold” or sold out), and how a resale buyer can test title and community costs. The legal position is described as of 23 October 2026.

Cyprus Constructions (CC) lists the scheme on its project page with delivery “Q4 2025” and an availability line reading “70% Sold”. Its projects page, read on 23 October 2026, files the scheme under completed projects with the location “Esentepe Coast” and the price field “Sold Out”, while the detail-page header gives “Kyrenia” and the developer’s llms-full.txt knowledge file says “Kyrenia, North Cyprus”. This guide files the scheme under Esentepe, following the projects page, and treats the difference as a point to settle with a parcel number.
The overview text says the scheme “consists of 55 properties”, of which 10 are villas (2+1 and 3+1) and the rest are apartments (1+1, 2+1 and 3+1). The statistics panel of the same page shows 120 total units. The developer does not reconcile the two figures; section 4 sets out what each would imply. Because the projects page says “Sold Out”, no price or availability is published, and units may only be obtainable on the resale market.
The tag line of the detail page describes seafront smart villas with private pools. That is marketing wording: the page gives no plot number, coordinates or measured distance to the shoreline, so the claim cannot be tested from the developer’s pages. The overview lists heat and sound insulation, energy-saving bricks, double glazing, kitchens with granite worktops, full air conditioning, landscaped gardens, off-street parking, a central generator system and a 5-year building guarantee. The developer’s FAQ says all homes come with clear title deeds, without naming a category.
| Maldives Homes Esentepe key facts | As published (read on 23 October 2026) |
|---|---|
| Developer | Cyprus Constructions (CC), North Cyprus |
| Status | Completed; delivery “Q4 2025”; projects page “Sold Out”; detail page “70% Sold” |
| Location as published | “Esentepe Coast” (projects page); “Kyrenia” (detail-page header); “Kyrenia, North Cyprus” (llms-full.txt) |
| Unit types | 10 villas (2+1 and 3+1) and apartments (1+1, 2+1, 3+1) per the overview text; cards named Type A, Type B and Villas |
| Total units | 120 (statistics panel) or 55 (overview text); unresolved |
| Sizes | Not published; the card areas are template values and are not used |
| Price | Not published (“Sold Out”); a hero figure of GBP 149,800 repeats on five completed-project pages and is not used |
| Payment-plan panel | 40% down, 60% until project completion; the only one of the ten CC pages with a 40/60 split (the others show 35/65); its meaning after completion is not stated |
| Title-deed category | Not stated (FAQ: “clear title deeds”) |
| Building cover | 5-year building cover in the developer’s wording; scope and start date not published |
| Rental | Optional rental management; no fixed return offered, per the developer’s FAQ |
| Contact details | Not reproduced |
The developer publishes unit types in words but no areas. The table lists what is stated and where. The card areas and bedroom counts on the page are not reproduced here, because the same three card profiles appear on eight of the ten CC project pages, including a scheme the developer itself describes as studio-only.
| Item | What the developer says | Where | Handling in this guide |
|---|---|---|---|
| Villas | 10 villas, 2+1 and 3+1 | Overview text | Used as published |
| Villa card | “Villas with Individual Pool”; layout text speaks of 3-bedroom villas | Unit card | Conflicts with 2+1 and 3+1 in the overview; confirm per villa |
| Apartments | 1+1, 2+1 and 3+1 | Overview text | Used as published |
| Apartment cards | Type A and Type B, each described as ground-floor and first-floor apartments | Unit cards | Type letters cannot be matched to bedroom counts |
| Project line | “2 & 3 Bedroom Villas by the Sea” | Site text for the project card | Marketing line; villa counts differ from the overview |
| Areas | None readable on the page or plans | Cards and plan images | Not published |
| Prices | Three card prices, identical to those on the Mykonos Homes cards | Unit cards | Not reproduced |
| Plans | Three type plans and three site plans are listed on the page | Plan images | Request originals in writing |

What the stated mix implies can be calculated from the developer’s figures. If the scheme has 55 properties, 10 villas are 18.2% of the total (10 divided by 55) and 45 are apartments. If it has 120 units, the same 10 villas are 8.3% (10 divided by 120) and 110 units are not villas. For comparison, the developer’s page for Mykonos Homes Esentepe gives 8 villas among 80 homes, a villa share of 10.0% (8 divided by 80).
Floor area matters to a buyer for two official reasons. The VAT regulation updated on 7 October 2026 places housing up to 300 m2 of closed area in the 5% schedule and housing of 300 m2 or more in the 10% schedule (TRNC Tax Department VAT regulation).
The immovable property tax schedule is charged per square metre of building and of swimming pool (2025 property tax schedule). Neither the VAT band nor the tax can be estimated without a written closed-area figure per unit, which the developer does not publish for this scheme.
Before relying on any unit, a buyer can request the following in writing from the seller or the developer:
Esentepe (Greek: Agios Amvrosios) lies in the Girne (Kyrenia) district, on the northern foothills of the Five Finger (Beşparmak) mountains, about 23 km east of Kyrenia according to the PRIO Cyprus Centre. The village was entirely Greek Cypriot before 1974, with 1,543 residents in 1973, and took its Turkish name in 1975. The 2011 census recorded 1,754 residents in the village and 2,414 in the former Esentepe municipality (TRNC Statistical Institute, census table 3). No later census exists.
Under Law 15/2022, Esentepe now belongs to Çatalköy-Esentepe municipality, a merger of six villages (Law 15/2022). The two pre-merger municipalities sum to 8,066 residents in 2011 (calculated: 5,652 plus 2,414), but no official post-merger figure exists. The same law gives merged municipalities the task of issuing building permits for their attached settlements. For a buyer of a unit at Maldives Homes Esentepe, the permit and the completed-building papers therefore sit with that municipality.
The developer’s pages give no coordinates for the scheme: the map pin on the detail page is a hard-coded point shared with four other completed-project pages and is not used. The table therefore measures from the centre point of Esentepe village in OpenStreetMap (35.3394 N, 33.5832 E), not from the project. That point lies about 1.2 km in a straight line from the nearest mapped coastline, to the north. A coastal home may sit closer or further, so the parcel number matters.
| Nearby places and distances for Maldives Homes Esentepe (measured from Esentepe village centre) | What it is | Straight-line km | Road km (minutes) | Source |
|---|---|---|---|---|
| Esentepe Health Center | State health centre | 0.2 | 0.2 (1) | OSRM route, 23 Oct 2026 |
| Bellapais Abbey | Kyrenia-side heritage site | 20.9 | 25.6 (31) | OSRM route |
| Ercan Airport | Airport serving the north | 22.1 | 40.0 (54) | OSRM route |
| Akçiçek Hospital, Kyrenia | State hospital | 23.4 | 26.7 (31) | OSRM route |
| Kyrenia Castle | Harbour and town reference | 23.7 | 27.7 (33) | OSRM route |
| Nicosia (Lefkoşa) | Capital, city node | 27.1 | 55.6 (65) | OSRM route |
| İskele town | İskele health-centre point | 29.2 | 45.1 (45) | OSRM route |
| Gazimağusa State Hospital | State hospital, Famagusta | 35.6 | 53.6 (53) | OSRM route |
| Famagusta Walled City | City centre point | 40.4 | 58.7 (57) | OSRM route |
| Larnaca Airport | Airport in the Republic of Cyprus | 52.3 | 86.8 (89) | OSRM route |
| Dipkarpaz | Karpaz peninsula town | 77.7 | 87.0 (84) | OSRM route |
Straight-line figures are haversine distances between OpenStreetMap coordinates; road figures are OSRM estimates on OpenStreetMap data without traffic. Both are crowd-sourced and exclude border queues and formalities. The Larnaca row crosses the Green Line, and the UK Foreign Office advises that entering the Republic of Cyprus via Ercan is treated by its authorities as illegal entry (UK travel advice).
Road distances differ from the map more at some places than at others. Kyrenia Castle is 27.7 km by road for 23.7 km in a straight line, a ratio of 1.17 (calculated). Ercan Airport is 40.0 km by road for 22.1 km in a straight line, a ratio of 1.81 (calculated), so the airport is much further in practice than it looks. Dipkarpaz is 87.0 km away by road, which makes the Karpaz a full day trip rather than a neighbour.
Health care is mostly in Kyrenia. Esentepe Health Center had 8 staff in 2024: one general practitioner, one dentist, three nurses, one pharmacist assistant and two others. Girne district had one state in-patient institution with 72 beds and five private ones with 112 beds in 2024 (Statistical Yearbook 2024).
A New Girne Hospital of about 148 planned beds had its construction reported as complete on 28 January 2026 (BRTK), but no opening date was found and the Ministry of Health list still names six hospitals without it (Ministry of Health).
Climate figures come from the Girne station, the nearest official one, which is 23.7 km away. Its 2024 monthly means average 22.0 °C (calculated from the yearbook), and rainfall totalled 510.2 mm that year. Both are single-year values, not climate normals. Girne district had 79 accommodation establishments with 15,208 beds at the end of 2024, 54.5% of the north’s 27,910 beds (calculated). The yearbook does not break accommodation down by village.
Water and power deserve a question to any seller. On 2 July 2025 the Çatalköy-Esentepe mayor said that not enough water reached the area’s tanks and that new hotels would add strain (Kıbrıs Postası). A substation explosion in August 2025 took the north’s grid offline for almost a day, and the Public Works Minister warned of serious energy and water problems in 2026 (Cyprus Mail). These are statements and incidents, not a service survey; no Esentepe-specific outage record was found.
On building rules, no TRNC coastal setback instrument was found, so figures such as 50 m or 91.44 m from Turkey or the Republic of Cyprus must not be assumed. The town-planning zoning and the permit for the parcel are the documents to ask for. More Esentepe listings are on the site’s Esentepe city page; another scheme in the village is Caesar Cliff Esentepe, a planned development by a different developer, and Esvillas Esentepe is another listing in the village.
The developer’s pages describe a finished scheme whose sales status is stated in two ways that do not fit together: “Sold Out” on the projects page and “70% Sold” on the detail page. The unit cards add prices and availability notes, but they are template values and are not reproduced.
A buyer approaching Maldives Homes Esentepe therefore deals with a resale market, a possible remnant of developer stock, or both, and the first task is to find out which. The table sets the developer’s own figures against each other. All values are calculated from the developer’s figures.
| Check on the developer’s figures | Calculation | Result | What it shows |
|---|---|---|---|
| Difference between the two unit totals | 120 minus 55 | 65 units | The two totals differ by more than the whole villa stock |
| Smaller total as a share of the larger | 55 divided by 120 | 45.8% | Less than half |
| “70% Sold” if the total is 120 | 0.70 x 120 | 84 sold, 36 unsold | Contradicts “Sold Out” unless the 36 are not for sale |
| “70% Sold” if the total is 55 | 0.70 x 55 | 38.5 sold, 16.5 unsold | Not a whole number, so the percentage cannot describe 55 units without rounding |
| Time since the stated delivery | 31 Dec 2025 to 23 Oct 2026 (if Q4 2025 is the calendar quarter) | 296 days | The 5-year cover, if counted from handover, would run to about Q4 2030 |
| Payment-plan panel | 60 divided by 40 | Balance is 1.5 times the deposit | A construction-stage split that does not describe a resale |

Two readings are possible, and the pages do not choose between them. In the first, 55 is the number of properties actually built and 120 is a planning or marketing figure of unknown origin. In the second, 120 homes exist and the overview text is stale. Either way, the number of homes is not a safe basis for judging liquidity. A resale buyer can ask the seller’s lawyer for the condominium title schedule, which lists every registered unit, and compare its count with both figures.
The developer’s FAQ says that maintenance and homeowners’ association fees cover the common areas, including pools, gardens and security, that the cost varies with unit size, and that it is set out in the purchase agreement. No amount, billing period or managing body is published.
The ten-item amenity grid on the detail page (bar, cafe, cinema, concierge, fitness and others) is identical on the Aloha Homes and Mykonos Homes pages, so it is not treated as a statement about this scheme. The overview text confirms landscaped gardens and a central generator system; a pool is implied by the villa cards.
For running costs, a seller should be asked for the last annual fee statement, any arrears, the budget for generator fuel and servicing, pool and garden contracts, and the reserve fund balance.
A villa with a private pool carries an owner’s tax cost as well: the 2025 immovable property tax schedule sets TL 35.60 per m2 of swimming pool, against a TL 6.60 base per m2 of housing up to 120 m2 and TL 7.15 above that, with surcharges of 10% to 60% by category. A 2026 schedule was not located.
Decree-Law 89/2026 caps foreign buyers at 80% of a housing project in a zoned area, and for apartments bars first-degree relatives or buyers of the same nationality from taking more than half of the units on one parcel (RG 147). Whether Maldives Homes Esentepe respected these caps is not published, so a buyer’s lawyer should ask.
Title is the second question. The developer states that homes come with clear title deeds, yet Esentepe was an entirely Greek Cypriot village before 1974 and the Immovable Property Commission publishes no village data, so the category and the parcel history must be established unit by unit (IPC statistics).
A condominium title (kat mülkiyeti) must exist before a purchase-permit application, and a sale without it is an offence. The decree allows for two years an application supported by a building permit or Town Planning approval where condominium title could not be established (Law 52/2008, art. 8(2)). A finished scheme that still lacks condominium title is a warning sign, not an obstacle that a buyer should accept on trust.
The following checklist puts these points in a workable order for a resale in this scheme.
On the last item: the decree’s transitional rules allow homes that are completed and delivered to be transferred within 36 months, but the sources read do not state the date from which that period runs, so only a lawyer reading the decree can say whether it affects a given contract. Whether VAT applies to a resale was not established in the official sources read; agencies say it does not apply to private resales, which is unverified.
This sequence assumes a resale from an individual owner or from remaining developer stock, bought by a foreign natural person. Rules are stated as of 23 October 2026. The acquisition limits come from Decree-Law 89/2026 (RG 147, 7 August 2026), a Council of Ministers decree whose 90-day validity ends about 5 November 2026 unless Parliament enacts it; the consolidated Law 52/2008 on mevzuat.gov.ct.tr still shows the stricter text with one property per foreigner and shorter deadlines.
| Step | Who | Time limit or cost | Source |
|---|---|---|---|
| 1. Research the parcel and the seller’s title | Buyer’s independent lawyer, Land Registry district office | No official time; research document is a listed service | Land Registry notice, 15 Jul 2025 |
| 2. Confirm condominium title and no encumbrances | Lawyer, Land Registry | Required before the permit application | Law 52/2008 |
| 3. Sign and stamp the sale contract | Buyer and seller; Tax Department | Stamp duty 0.5% of the stated sum up to TL 89,000,000, buyer pays unless agreed | Stamp Duty Law |
| 4. Register the contract and file for the permit | Lawyer, district Land Registry, Interior Ministry | Within 1 month, or the contract is void (decree) | RG 147 |
| 5. Permit decision | Council of Ministers; published in the Resmi Gazete | No official processing time | Property Unit document list |
| 6. Pay the transfer fees | Buyer | Within 75 working days of publication (60 in the 39/2024 text); 4%, 5.5% or 6% by property count, to 5 Jan 2027 | RG 197 |
| 7. Sign the transfer | Buyer and seller at the Land Registry | Within 1 year of publication (6 months in the 39/2024 text) | RG 147 |
| 8. Utilities and mortgage | Buyer; banks; municipality | Mortgage registration fee 1% of the debt | RG 197 |
The order matters because the clocks start early. The contract must be registered and the permit applied for within one month of signing, so the lawyer’s checks in steps 1 and 2 have to be finished before the buyer signs, not after. A foreign buyer’s permit application costs half of the monthly gross minimum wage, which is TL 70,893 from 1 July 2026, so the fee is TL 35,446.50 (calculated; Tax Department notice).
Under the decree a foreigner may buy up to three apartments, or land of up to 1,338 m2 with one house, or a detached house on up to 3,300 m2, or in a mass-housing project two two-storey detached villas; nationals of states that recognise the TRNC may buy six apartments or three villas. Land Registry fees of 4%, 5.5% and 6% for the first, second and third property apply only until 5 January 2027 inclusive (RG 197, 7 October 2026).
On any base of 100,000 currency units that is 4,000, 5,500 or 6,000 (illustration of the rates; the sources read do not state whether the base is price or assessed value).
Until all taxes and fees are paid, municipalities may not give water connections and the electricity authority may not give electricity connections. A buyer should therefore check that the unit’s connections are in the seller’s name and settled.
Foreign-currency contracts are free under the Foreign Exchange Law, but the lira lost value fast: the TRNC consumer price index rose 35.02% over the 12 months to September 2026 (Statistical Institute). The cost of buying, building and renting article gives a wider cost overview, and the most secure title deeds article explains title categories.
Foreigners may mortgage property they have acquired once the Land Registry fees are paid. No official statement of bank lending policy for foreign buyers was found, and agency pages disagree: one says banks often fund up to 75% of the price, another that the loan-to-value is typically capped at 50%. A buyer who plans to borrow should therefore get a written offer from a bank before relying on either figure.
The developer’s FAQ says all homes carry clear title deeds, but the site publishes no category and no deed. The generic guides on the same website list Pre-1974 Turkish title, Exchange title and TMD as categories without saying which applies to its projects. The category matters because the UK government warns that ownership of many properties in the north is disputed, that the European Court of Human Rights treats pre-1974 owners as continuing legal owners, and that exchange or gift land carries restitution risk (UK guidance).
Courts outside the north can also act. The Court of Justice of the EU held in Apostolides v Orams that a judgment of a Republic of Cyprus court ordering buyers to vacate land in the north must be enforced in other member states (press release).
The ECHR accepts the Immovable Property Commission as an effective remedy (Demopoulos decision); as of 23 October 2026 the Commission reported 8,820 applications, 3,787 concluded and GBP 783,124,123 awarded in compensation, with decisions for restitution in 7 cases and for restitution with compensation in 8 (IPC home page).
Building risk is separate from title. Statistical Institute data on dwellings count only buildings with a final approval certificate: in 2025, Kyrenia district had 344 urban and 1,460 rural dwelling units with final approval (Construction and Parcel Statistics 2025). Whether a given building holds that certificate is a parcel-level fact. The UK guidance lists building without correct permits, difficulty obtaining completion certificates and title deeds, and developer mortgages on the land as common problems in Cyprus.
| Document | Issuing office | Why it matters | Where to read about it |
|---|---|---|---|
| Land Registry research document (araştırma belgesi) | District Land Registry (Tapu Amirliği) | Shows registered owner, mortgages and restrictions | Land Registry notice |
| Title category and pre-1974 history | Lawyer’s search; Land Registry | Decides restitution and dispute risk | UK guidance |
| Condominium title or easement | Land Registry | Needed before a permit application | Law 52/2008 |
| Building permit and final approval | Çatalköy-Esentepe municipality | Shows the building was approved and finished | Law 15/2022 |
| Purchase-permit documents | Interior Ministry Property Unit | Starts the clock for fees and transfer | Document list |
| Fee statement and arrears certificate | Managing body or seller | Reveals unpaid community charges | No official tariff or form found |
| Tax and fee receipts | Tax Department; Land Registry | Utilities cannot be connected until fees are paid | RG 147 |

Two process risks remain. A lawyer acting for both seller and builder is a risk the UK guidance names, so the buyer needs an independent one. And a contract that is not registered within one month is void by operation of the decree. A specialist agency article on title deed due diligence gives a similar checklist, but it is secondary material (Tekce).
| Project | Status as published | Units as published | Area as published | Unit types | Published “from” price |
|---|---|---|---|---|---|
| Aloha Homes Esentepe | Ongoing; delivery December 2026 (Persian version: ready) | 400 (homepage 450) | Esentepe | Villas, 1+1 apartments, bungalows, loft penthouses | GBP 154,950 (projects page) |
| Bahamas Homes Esentepe | Listed ongoing; delivery “Ready to Move In” | 440 (homepage 700; phases II and III 284 + 304) | Esentepe | Apartments, beach and sea villas | GBP 94,950 (projects page) |
| Hawaii Homes Esentepe | Listed ongoing; delivery “Ready to Move In” | 450 (homepage 490) | Esentepe | Studios, 1+1 and 2+1 loft penthouses, 10 villas | GBP 99,950 (projects page) |
| Phuket Wellness Resort Esentepe | Ongoing; March 2027 (Turkish version: ready) | 650 | Esentepe | Garden, loft and studio-penthouse apartments, villas | GBP 144,950 (projects page) |
| Edremit Villas Esentepe | Ongoing; January 2028 | 14 villas | Esentepe, Kyrenia (projects page) | Villas | GBP 1,450,000 (projects page) |
| Maldives Homes Esentepe (this page) | Completed; Q4 2025; “Sold Out” | 120 or 55 | Esentepe Coast (projects page) | Villas and apartments | Not published |
| Pearl Island Esentepe | Completed; “Ready to Move In” | 156 studios (statistics panel 80) | Esentepe (projects page); Bahçeli (footer) | Studios | GBP 220,000 (projects page; other figures differ) |
| Mykonos Homes Esentepe | Completed; “Resale Only” | 80 (8 villas + 72 apartments) | “Seafront, Karpaz Gate” (projects page) | Villas, apartments | Not published |
| Moonlight Villas Esentepe | Completed; “Resale Only” | 6 villas | Esentepe | Duplex villas | Not published |
| Idyll Homes Esentepe | Completed; “Resale Only” | 7 apartment blocks; unit count not stated | Esentepe | Apartments (1+1, 2+1) | Not published |
Read side by side, the ten pages split into five schemes the developer still shows as ongoing and five completed ones. Among the completed schemes, the Maldives page is the only one that shows a sold percentage, and it and Pearl Island both give two different unit totals. Pearl Island is the only completed scheme with a published price, and that price conflicts with two other figures on the developer’s own pages.
Three of the ongoing schemes (Aloha, Bahamas and Hawaii) show delivery or status wording that contradicts their ongoing label, so a buyer comparing them with a completed scheme should ask for handover documents in each case. No page here claims one scheme is better than another, and this table is not a ranking. Prices are the developer’s “from” figures as shown on its projects page on 23 October 2026, and none is an offer.
Cyprus Constructions describes itself, on its About page, as a professional developer providing properties in North Cyprus. Its Company Profile page says it is a real estate development company based in North Cyprus, with residential, resort and investment-driven projects and a presence in Kyrenia, Bahçeli, Esentepe and Famagusta. None of the ten projects listed on this site is in Famagusta.
The About page carries three marketing figures: 28+ years of experience, 2000+ properties delivered and 60+ nationalities served. They are the developer’s statements and are not verified here. They also sit beside other wording on the same site: the page’s subtitle speaks of more than a decade and the footer of over 20 years. The About page mentions 24+ awards but names none, and no register of delivered properties is published.
The site footer gives a business address in Bahçeli, Kyrenia. No registered company number or named director appeared on the pages read. A buyer who needs to know which legal entity sold or will sell a unit should ask for the full company name and registration number in writing, and check it independently. Contact details are not reproduced in this guide.
The developer’s projects page shows the scheme as “Sold Out” and lists it among completed projects, while the detail page shows “70% Sold”. No price, unit list or availability is published, so units may only be obtainable on the resale market. A buyer can ask who the seller is, whether an individual owner or remaining developer stock, and request written proof of that seller’s title before any deposit is paid.
The developer gives two figures. The overview text says 55 properties, including 10 villas, and the statistics panel says 120 total units. The difference is 65 units, and the developer does not explain it. The condominium title schedule at the Land Registry, which lists registered units, is the document that can settle the matter, so a buyer’s lawyer should request it before a contract is signed.
No current price is published. The projects page says “Sold Out”, and the detail page repeats a hero price and three card prices that are template values shared with other CC pages, so they are not used. Any price must come from the seller in writing, with the area of the unit stated, and should be set against the Land Registry assessed value. The permit and fee calculations in section 5 depend on that figure.
The developer’s FAQ says all homes come with clear title deeds, and that its legal department handles the transfer on completion of payment. It does not state the category. The Land Registry research document shows the registered owner, encumbrances and restrictions, and a lawyer can then identify the category and the pre-1974 history of the parcel. Esentepe was entirely Greek Cypriot before 1974, so this check cannot be skipped.
The developer’s FAQ says homeowners’ association fees cover common areas such as pools, gardens and security, vary with unit size and are set out in the purchase agreement. No amount or managing body is published. A resale buyer should ask for the current annual fee, arrears certificate, last accounts and the generator budget, because a central generator system is listed in the overview text.
No usable area is published. The unit cards show net and gross areas and bedroom counts that are repeated digit for digit on eight of the ten CC pages, so they are template values. The overview gives only bedroom formats: 2+1 and 3+1 villas, and 1+1, 2+1 and 3+1 apartments. Ask for the closed area, since VAT bands and the property tax depend on it.
Yes, with a Council of Ministers purchase permit and within the limits that apply. As of 23 October 2026 the limits come from Decree-Law 89/2026 (RG 147, 7 August 2026): up to three apartments, or a detached house on up to 3,300 m2, or two detached villas in a mass-housing project. The decree’s 90-day validity ends about 5 November 2026 unless Parliament enacts it, and the consolidated Law 52/2008 shows a stricter text.
Land Registry fees for foreign buyers are 4% for the first property, 5.5% for the second and 6% for the third, valid only to 5 January 2027 (RG 197). The sale agreement attracts stamp duty of 0.5% of the stated sum, which the buyer bears unless the parties agree otherwise. A seller who is not a property dealer has 20% withheld on 70% of 20% of the value, an effective 2.8% (calculated). VAT on a resale was not established in official sources.
A letting of up to 60 days of a unit built as housing counts as a holiday house under the Holiday Houses Law. The owner needs a registration certificate and an operating permit from the Tourism Planning Department before letting. Rent is subject to 10% withholding. The developer says it offers optional rental management but no fixed return. The site’s article on legal compliance for Airbnb letting explains the rules in more depth.
A property purchase can support a short-term residence permit. Under the October 2026 regulation, title worth GBP 300,000 or more gives a 10-year permit, and below that a 5-year permit, with one-third of the price paid if bought by contract. It does not give TRNC citizenship, EU rights or recognition by the Republic of Cyprus. See the site’s citizenship and immigration guide for the wider picture.
Last checked: 23 October 2026. Sources:
This is not legal, tax or financial advice.
